Best FCA Compliance Consultants & Consulting Services in the UK

FCA Compliance Services & Consultants in the UK

Across the UK’s financial centres—from London’s Square Mile and Canary Wharf to Manchester, Leeds, Birmingham, Bristol, and fast-growing regional hubs—FCA compliance has become foundational infrastructure, not a box-ticking exercise. As regulatory scrutiny intensifies and firms face growing expectations around governance, consumer duty, data protection, and operational resilience, compliance is now inseparable from commercial credibility.

What’s changed most in recent years is how firms access compliance leadership. Instead of relying solely on in-house compliance teams or expensive retainers, UK financial services firms are increasingly turning to outsourced, part-time, fractional, and virtual FCA compliance specialists—professionals who bring deep regulatory expertise without unnecessary overhead.

At Digital Reference, we spend a lot of time studying how trust is built inside regulated industries. Before you continue, you may find it helpful to explore our thinking on radical transparency in professional services, our guide to modern, fractional leadership models, and how video-based credibility signals are reshaping regulated hiring. These ideas sit at the heart of how we curated this list.

‍💂 Our Methodology: How We Selected These FCA Compliance Consulting Services

Before diving into the firms themselves, it’s important to be transparent about how this list was created.

We don’t scrape directories or recycle generic “top consultant” lists. Our methodology is research-led, human-centred, and intentionally selective. Each provider featured here was evaluated through:

🔍 Deep regulatory research
Reviewing FCA permissions, service scope, sector focus, and published insights.

🧠 Leadership-first evaluation
Assessing founder and director credibility, hands-on involvement, and decision-making authority.

📍 UK market relevance
Understanding how each provider supports firms across the UK’s financial and professional services ecosystem.

🤝 Flexible engagement models
Prioritising outsourced, fractional, part-time, and virtual compliance leadership.

📈 Outcome-driven delivery
Looking beyond policies to real-world implementation, audit readiness, and regulator-facing confidence.

This is not a ranking. It’s a reference point—designed to help firms find compliance partners who operate with clarity, integrity, and accountability.

🌟 Featured FCA Compliance Consultants‍

The Compliance Guys Ltd

What they do:
The Compliance Guys deliver practical, FCA-aligned compliance support across advisory, monitoring, and regulatory change. Their work focuses on making compliance workable—not theoretical—especially for growing regulated firms.

Who they work with:
Authorised firms, appointed representatives, and financial services businesses navigating FCA scrutiny and change.

Operating model:
Outsourced compliance, fractional compliance officers, and virtual advisory support.

💡 Why they stand out:
⚡ Straight-talking, regulator-aware advice
🧩 Practical implementation over policy theatre
🤝 Hands-on leadership involvement
📍 Strong UK regulatory context awareness

Nick McDonald — Co-Founder

Nick McDonald is known for bringing clarity and pragmatism into complex compliance environments. As a co-founder, he works closely with clients to translate FCA expectations into operational reality. His leadership style balances regulatory discipline with commercial realism.

Jon Rix — Director

Jon Rix brings deep regulatory insight and a calm, methodical approach to FCA compliance. He is particularly effective in helping firms prepare for audits, reviews, and supervisory interactions. Jon’s credibility-first leadership builds confidence with both clients and regulators.

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Compliance and Training Solutions Ltd

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What they do:
Compliance and Training Solutions combine FCA compliance advisory with structured training programs, helping firms embed regulatory knowledge at every level of the organisation.

Who they work with:
Financial services firms seeking both compliance assurance and staff capability uplift.

Operating model:
Outsourced compliance services, training-led compliance programs, and virtual delivery.

💡 Why they stand out:
🎓 Strong emphasis on compliance education
📚 Clear documentation and structured frameworks
🤝 Family-led leadership continuity
📈 Long-term client relationships

Mel Holman — Managing Director

Mel Holman is recognised for her ability to make compliance understandable and actionable. As Managing Director, she brings consistency, clarity, and accountability to regulated firms navigating FCA obligations. Her leadership style prioritises learning, structure, and sustainable compliance.

Martyn Holman — Director

Martyn Holman complements the firm’s leadership with operational and regulatory depth. His work focuses on embedding compliance processes that stand up to regulatory scrutiny. Martyn’s approach is practical, thorough, and implementation-focused.

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Consumer Credit Compliance Limited

What they do:
Consumer Credit Compliance specialises in FCA compliance for consumer credit firms, with deep expertise in permissions, conduct risk, and Consumer Duty.

Who they work with:
Consumer credit brokers, lenders, and regulated intermediaries.

Operating model:
Outsourced compliance support and virtual FCA advisory.

💡 Why they stand out:
💳 Specialist focus on consumer credit
📋 Strong FCA permissions expertise
🧠 Deep understanding of conduct risk
⚖️ Clear regulator-facing positioning

David Petty — Director

David Petty brings specialist credibility in consumer credit regulation. He is known for his detailed understanding of FCA expectations and his ability to guide firms through complex regulatory change. His leadership is precise, reliable, and regulator-aligned.

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Richdale Consultants

What they do:
Richdale Consultants provide FCA compliance, risk management, and governance advisory for regulated firms seeking strong internal controls.

Who they work with:
Financial services firms across advisory, investment, and regulated distribution.

Operating model:
Outsourced and fractional compliance leadership.

💡 Why they stand out:
🧠 Governance-led compliance frameworks
📈 Strong risk management integration
🤝 Senior-level advisory access
📍 UK-wide regulatory experience

Jacob Bernstein — Managing Director

Jacob Bernstein is a seasoned compliance leader with a reputation for structured, high-integrity advisory. As Managing Director, he works directly with leadership teams to strengthen governance and regulatory resilience. His approach emphasises long-term control, not short-term fixes.

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FinTech Compliance

What they do:
FinTech Compliance supports high-growth fintechs with FCA authorisation, compliance frameworks, and regulatory strategy.

Who they work with:
Fintech startups, scale-ups, and technology-led financial services firms.

Operating model:
Virtual compliance leadership and project-based FCA advisory.

💡 Why they stand out:
🚀 Fintech-first regulatory expertise
🧩 Authorisation and scaling experience
🌍 Global regulatory awareness
⚡ Fast-moving, tech-literate teams

Gilbert van Roon — Founder & CEO

Gilbert van Roon is widely respected in the fintech compliance space. As Founder and CEO, he combines regulatory depth with startup pragmatism, helping innovative firms scale responsibly. His leadership bridges the gap between regulation and innovation.

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Insurance Compliance Services Ltd

What they do:
Insurance Compliance Services deliver FCA compliance support tailored specifically to insurance intermediaries and brokers.

Who they work with:
Insurance brokers, MGAs, and regulated insurance firms.

Operating model:
Outsourced compliance and virtual advisory.

💡 Why they stand out:
🛡️ Insurance-sector specialisation
📋 Strong Consumer Duty focus
🤝 Practical broker-aligned advice
📍 Deep FCA insurance knowledge

Jill Hambley — Managing Director

Jill Hambley brings deep insurance compliance expertise and a calm, authoritative leadership style. She is particularly effective in aligning regulatory requirements with broker operations. Her approach builds long-term confidence with regulators and clients alike.

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City Compliance Ltd

What they do:
City Compliance provides senior-level FCA compliance consulting with a focus on governance, SM&CR, and regulatory oversight.

Who they work with:
City-based financial services firms and regulated professionals.

Operating model:
Principal-led, fractional compliance consulting.

💡 Why they stand out:
🏙️ City of London regulatory fluency
🧠 SM&CR expertise
📊 Senior advisory focus
🤝 Direct principal involvement

David Goodley — Principal Consultant

David Goodley is known for his senior, board-level approach to FCA compliance. He supports firms navigating complex regulatory structures with confidence and clarity. His leadership style is authoritative, transparent, and regulator-aware.

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HAVEN Risk Management Limited

What they do:
HAVEN delivers integrated risk management and FCA compliance solutions, helping firms align risk, governance, and regulation.

Who they work with:
Financial services firms seeking holistic risk and compliance support.

Operating model:
Outsourced and virtual risk and compliance services.

💡 Why they stand out:
🧠 Integrated risk-compliance approach
📈 Strong governance alignment
🤝 Collaborative leadership model
📍 UK-regulated market expertise

Nichola Houghton — Director

Nichola Houghton brings strong governance and risk insight to FCA compliance delivery. Her leadership style is structured, collaborative, and detail-driven. She is particularly effective in complex, multi-risk environments.

‍Diana Jones — Director

Diana Jones complements HAVEN’s leadership with operational depth and regulatory clarity. She focuses on embedding risk-aware decision-making across organisations. Her work supports sustainable, regulator-ready businesses.

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Know Your Compliance Limited

What they do:
Know Your Compliance provides FCA compliance consulting with a strong emphasis on clarity, documentation, and regulatory confidence.

Who they work with:
UK financial services firms seeking reliable, structured compliance support.

Operating model:
Outsourced and virtual compliance consultancy.

💡 Why they stand out:
📄 Clear, regulator-ready documentation
🧠 Strong policy frameworks
🤝 Director-led delivery
📍 UK-focused expertise

Catherine Roberts — Director

Catherine Roberts is recognised for her methodical, high-integrity approach to FCA compliance. She helps firms build systems that withstand regulatory scrutiny. Her leadership style is calm, precise, and accountability-driven.

Samantha Harrison — Director

Samantha Harrison brings strong operational discipline to compliance delivery. She focuses on making compliance workable across teams. Her leadership supports consistency, clarity, and regulatory confidence.

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MEMA Consultants

What they do:
MEMA Consultants provide FCA compliance, risk, and governance advisory with a modern, inclusive leadership approach.

Who they work with:
Financial services firms seeking contemporary compliance leadership.

Operating model:
Fractional, outsourced, and virtual compliance consulting.

💡 Why they stand out:
🌍 Diverse, modern leadership
🧠 Governance-first compliance thinking
🤝 Collaborative client partnerships
📈 Future-focused regulatory strategy

Misah Maragh — Co-Founder & Director

Misah Maragh is known for her thoughtful, forward-looking approach to FCA compliance. She brings governance clarity and strong stakeholder communication into regulated environments. Her leadership emphasises transparency and long-term resilience.

Ade Omosanya — Co-Founder & Director

Ade Omosanya brings strategic depth and operational insight to MEMA’s compliance work. He focuses on aligning regulatory requirements with business strategy. His leadership style balances rigour with accessibility.

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Why This Matters—and Where Digital Reference Comes In

Together, these FCA compliance providers are shaping the UK’s regulated landscape—from London’s financial core to regional centres driving innovation and growth. They prove that fractional, outsourced, and virtual compliance leadership isn’t a compromise—it’s often a strategic advantage.

At Digital Reference, we exist to support this exact ecosystem. We’re transforming how trust is built in professional services through video resumes, transparent professional reference collection, and modern credibility infrastructure. As compliance becomes more visible, human, and leadership-driven, tools that surface who people really are matter more than ever.

👇 Continue exploring Digital Reference resources:

• Best Law Firms & Attorney Services
• Best International Compliance Services in the USA
• Best International Compliance Services in the UK

Digital Reference is here to help compliance professionals and firms show up clearly, credibly, and authentically—because in regulated industries, trust isn’t optional.