Best Wealth Management Consulting Services in the USA
USA Wealth Management Consultants
Managing wealth today means more than just investing wisely; it's about aligning your financial future with your values, business goals, and life transitions. Whether you’re a tech founder post-exit, a second-generation business owner, or a busy professional navigating complex wealth decisions, the right wealth consultant can serve as a critical guide. In an industry filled with noise, we’ve curated a list of independent, outsourced, fractional, and virtual providers who cut through the clutter.
These aren’t bloated Wall Street institutions. They’re boutique, often founder-led firms that blend financial expertise with radical authenticity and clarity. From tax-optimized planning to intergenerational strategy, they deliver modern advisory services for clients who want more than a portfolio review; they want partnership, discretion, and results.
Wealth management consulting encompasses a wide range of services from retirement planning and estate structuring to investment oversight and philanthropic giving. But at its core, it’s about building long-term financial resilience tailored to the individual or family. These consultants help clients make sense of changing regulations, market volatility, and life milestones, offering a personalized roadmap that evolves with time.
Our Methodology
To build this list, we conducted a research-first selection process. Our criteria included:
- Founder visibility and thought leadership: We looked for founders who lead from the front, regularly sharing insights on LinkedIn, public panels, or client education platforms.
- Client-centric approach: Firms had to demonstrate a track record of working closely with clients and delivering tailored, relationship-first advice.
- Flexible delivery models: We prioritized firms offering outsourced, virtual, fractional, or part-time advisory services.
- Location-specific experience: Each provider has a U.S. presence and works directly with clients across one or more key wealth markets (e.g., high-net-worth individuals, PE-backed executives, or founder exits).
Now, let's get onto these providers!
Fairvoy Private Wealth
🔗 Website: https://fairvoypw.com/
What they do:
Fairvoy is an independent wealth management and financial planning firm helping clients navigate life transitions, equity compensation, and tax-optimized investing. Their tone is transparent and tech-forward.
Who they serve:
Founders, tech employees with stock compensation, and high-income professionals.
How they work:
They offer outsourced planning and ongoing virtual advisory services, with an emphasis on education and clarity.
💡 Why they stand out:
- Deep specialization in RSUs, ISOs, and founder exits
- Offers tailored content and workshops for equity-rich professionals
- Transparent pricing and no product sales
Stephen Davis, Founder, Fairvoy Private Wealth
🔗 LinkedIn: https://www.linkedin.com/in/stephen-davis-cfp/
Stephen Davis is a CERTIFIED FINANCIAL PLANNER™ with ChFC® and APMA™ credentials. He started Fairvoy to offer modern financial planning for equity-compensated clients after years at a larger advisory firm. His style is collaborative and focused on long-term planning rather than chasing performance. Stephen frequently posts about startup equity, IPO prep, and real-world tax tradeoffs for founders.
Carbon Wealth Management
🔗 Website: https://www.carbonwealthmgt.com/
What they do:
Carbon Wealth offers wealth strategy and investment planning for high-income earners, small business owners, and professionals navigating complex financial ecosystems.
Who they serve:
Medical professionals, attorneys, entrepreneurs, and real estate developers.
How they work:
The firm focuses on customized planning with deep tax and estate integration.
💡 Why they stand out:
- Led by a JD/LLM/MBA with strong tax planning chops
- Integrated legal-financial advice for wealth preservation
- Experience with multi-entity, multi-generational planning
Quincy Black, Founder, Carbon Wealth Management
🔗 LinkedIn: https://www.linkedin.com/in/quincy-black-153b83140/
Quincy Black is a licensed attorney with a Master of Laws (LL.M.) in Taxation and an MBA. He brings a rare legal-financial hybrid lens to wealth strategy, helping clients navigate estate issues, tax optimization, and multi-generational planning. His firm often serves as a “quarterback” for clients with legal, accounting, and investment complexity
Expressive Wealth
🔗 Website: https://expressivewealth.com/
What they do:
Expressive Wealth offers comprehensive financial planning, investment management, and multigenerational wealth services. Their tone is deeply personal and family-centered.
Who they serve:
Primarily women-led households, multigenerational families, and first-generation wealth builders.
How they work:
They emphasize narrative-driven planning and long-term relationships, often involving family governance coaching.
💡 Why they stand out:
- Focus on family legacy, values alignment, and inclusive planning
- High emotional intelligence paired with technical skill
- Vanessa is a recognized advocate for Latina financial empowerment
Vanessa N. Martinez, CEO, Expressive Wealth
🔗 LinkedIn: https://www.linkedin.com/in/vanessa-n-martinez/
Vanessa Martinez brings 20+ years of financial advisory experience. She started Expressive Wealth after leading planning efforts at a large advisory firm, where she noticed underserved gaps in family and cultural dynamics. She speaks nationally on financial empowerment and legacy planning, especially for women and minority-led households. Her approach is personal, inclusive, and impact-driven.
Focused Alpha Wealth Management
🔗 Website: https://www.focusedalpha.com/
What they do:
Focused Alpha offers goal-based financial planning, investment advisory, and retirement strategy for individuals and families seeking performance with purpose. Their approach balances traditional wealth-building with modern analytics.
Who they serve:
Busy professionals, executives, and dual-income households seeking long-term financial clarity.
How they work:
Focused Alpha runs a virtual-first model emphasizing data-driven advice and behavioral coaching.
💡 Why they stand out:
- Uses proprietary behavioral finance models to shape investment strategies
- Transparent, subscription-style pricing
- Known for helping clients articulate and prioritize financial goals
Daniel Barotz, Founder, Focused Alpha Wealth Management
🔗 LinkedIn: https://www.linkedin.com/in/moneyexpert/
Daniel Barotz is a Certified Financial Planner and financial educator with a knack for demystifying complex financial decisions. After roles in institutional finance and client advisory, he launched Focused Alpha to bring high-performance planning to everyday professionals. He’s passionate about combining data and psychology to help clients make smarter, calmer financial decisions.
Members' Wealth
🔗 Website: https://www.memberswealthllc.com/
What they do:
Members’ Wealth is an independent RIA focused on values-based investing, financial coaching, and long-term strategy for professionals and families. Their style is relaxed, intelligent, and driven by client relationships.
Who they serve:
High-income professionals, consultants, and entrepreneurs seeking intentional wealth strategies.
How they work:
Dane and his team offer one-on-one financial planning with tailored investment strategies aligned with life goals.
💡 Why they stand out:
- Deep focus on intentional financial living
- Offers clients a sense of ownership and education
- Emphasizes low-conflict, transparent planning experiences
Dane Czaplicki, Founder, Members' Wealth
🔗 LinkedIn: https://www.linkedin.com/in/danecfa/
Dane Czaplicki is a CFA® charterholder and investment strategist who started Members’ Wealth to challenge the status quo of pushy financial sales. His philosophy centers around calm, principled planning and values-based investment advice. Dane’s LinkedIn presence and podcast appearances reflect his belief in client-first wealth growth with zero jargon.
True Wealth Advisory Group
🔗 Website: https://truewealthadvisorygroup.com/
What they do:
True Wealth delivers customized financial life planning and investment management with a holistic lens. Their strength lies in guiding clients through life transitions like inheritance, divorce, or career change.
Who they serve:
Widows, divorcees, career changers, and retirees looking for peace of mind and structure.
How they work:
They offer life-first planning backed by fee-only investment oversight.
💡 Why they stand out:
- Specializes in transition planning and financial healing
- Offers deep emotional intelligence paired with technical planning
- Highly personal service delivery and long-term relationships
Marc Shachtman, Founder, True Wealth Advisory Group
🔗 LinkedIn: https://www.linkedin.com/in/marc-shachtman-22668b1a/
Marc Shachtman is a Certified Financial Planner™ with a background in both corporate finance and human development. After decades in wealth management, he founded True Wealth to deliver deeper, more human-focused planning. Marc is known for helping clients navigate grief, change, and reinvention through a supportive financial lens.
Seascape Capital Management
🔗 Website: https://www.seascape-capital.com/
What they do:
Seascape Capital Management provides personalized wealth management, retirement planning, and financial coaching for individuals and families seeking clarity and confidence in their financial journey. The firm integrates tax-aware investing with long-term financial planning to help clients navigate life transitions and market uncertainty.
Who they serve:
Professionals approaching retirement, women investors, and families balancing legacy and lifestyle needs.
How they work:
A boutique, client-first model that emphasizes education and transparency in every decision.
💡 Why they stand out:
- Strong focus on empowering women and families with financial literacy
- Combines holistic financial life planning with disciplined investment management
- Known for empathetic, relationship-driven advice
Monica Ann McCarthy, Founder, Seascape Capital Management
🔗 LinkedIn:https://www.linkedin.com/in/monicaannness/
Monica McCarthy is a CFP® and seasoned financial planner with a passion for guiding clients through life’s complexities with confidence. Before founding Seascape Capital, she built her career at leading financial institutions, where she honed her expertise in comprehensive wealth strategy. Monica’s approach blends technical precision with a strong commitment to client empowerment, especially for women navigating financial independence.
5T Wealth, LLC
🔗 Website: https://5twealth.com/
What they do:
5T Wealth is a boutique RIA delivering investment management and financial planning for individuals and foundations. They specialize in impact investing and legacy strategy.
Who they serve:
Affluent families, philanthropic individuals, and nonprofit boards.
How they work:
They create personalized investment portfolios and long-term stewardship plans.
💡 Why they stand out:
- Strong background in ESG and values-based investing
- Active with philanthropic clients and giving strategies
- Offers deep customization without product pressure
Meghan Krsek, Co-Founder, 5T Wealth
🔗 LinkedIn: https://www.linkedin.com/in/meghan-krsek-286349a/
Meghan Krsek is a financial planner and investment manager with years of experience across RIAs and philanthropic organizations. She’s known for her clear communication, dedication to impact strategy, and stewardship of intergenerational wealth. Meghan brings a thoughtful, long-view approach to investing and family legacy.
Glassman Wealth Services
🔗 Website: https://www.glassmanwealth.com/
What they do:
Glassman Wealth Services delivers sophisticated wealth management and strategic financial planning for entrepreneurs, executives, and families with complex financial needs. The firm is known for its independent, conflict-free advice and proactive planning across investments, taxes, and estate structures.
Who they serve:
Entrepreneurs post-liquidity event, executives with concentrated stock, and high-net-worth families seeking strategic oversight.
How they work:
A fee-only, fiduciary model that prioritizes transparency, education, and deeply personalized client relationships.
💡 Why they stand out:
- Recognized for thought leadership and clear communication in wealth strategy
- Boutique structure allows highly customized service without conflicts of interest
- Integrates advanced tax and estate strategies with investment oversight
Barry Glassman, Founder, Glassman Wealth Services
🔗 LinkedIn: https://www.linkedin.com/in/glassmanwealth/
Barry Glassman, CFP®, is a nationally recognized wealth advisor and frequent media contributor on financial strategy. He founded Glassman Wealth to create an advisory experience rooted in independence, transparency, and proactive problem-solving. Barry is known for simplifying complex financial topics and delivering advice that resonates with both clients and industry peers.
Flourish Wealth Management
🔗 Website: https://flourishwealthmanagement.com/
What they do:
Flourish offers integrated wealth management and life planning, especially for clients in transition or reevaluating their financial direction. The firm blends coaching, investment oversight, and planning.
Who they serve:
Women executives, couples in transition, and values-based investors.
How they work:
Their process centers on the intersection of money and life purpose.
💡 Why they stand out:
- Founder is a recognized author and public speaker
- Uses life planning techniques alongside portfolio management
- Highly values-focused, relational approach
Kathy Longo, Founder, Flourish Wealth Management
🔗 LinkedIn: https://www.linkedin.com/in/kathleenlongo/
Kathy Longo is a CFP®, CAP®, and CDFA® with decades in wealth management leadership. She founded Flourish to prioritize empathy, clarity, and self-reflection in financial decisions. Kathy is the author of “Flourish Financially” and a frequent podcast guest on women’s wealth and life transitions.
Final Thoughts from Digital Reference
Wealth management today is about more than just investment returns; it's about building a meaningful, resilient financial life. The providers featured above show what it looks like to lead with expertise, personalization, and transparency, three values we care deeply about at Digital Reference.
Whether you're navigating equity compensation, planning a multi-generational legacy, or looking for a personal CFO to help coordinate your financial team, there's a consultant here built to support your journey. And if you're a founder, executive, or professional seeking trusted service partners across advisory categories, our curated spotlights don’t stop here.
At Digital Reference, we specialize in surfacing standout fractional, virtual, and independent consulting services across strategy, legal, security, finance, and more. We believe in radical authenticity, trusted relationships, and helping decision-makers like you cut through the noise to find the partners who deliver.
Looking for your next wealth partner or building a better one? Let’s talk.
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