Best Fractional CFO Services in San Antonio

Top San Antonio Fractional CFO Companies & Fractional CFOs

San Antonio’s business scene spans healthcare, cybersecurity, aerospace, manufacturing, technology, finance, and defense. As companies scale, many need executive-level financial guidance without adding a permanent CFO.

A fractional CFO brings specialized financial expertise when needed, helping with budgets, liquidity, financial modeling, investment decisions, and expansion plans.

At Digital Reference, we spotlight independent CFOs and advisory firms helping San Antonio startups, small businesses, family enterprises, and growing companies make stronger financial decisions.

This ongoing directory will expand as we uncover additional fractional CFO professionals serving San Antonio and nearby markets.

‍

‍‍

🌟 Our Methodology - How We Built This List of Top Fractional CFO Services in San Antonio

We reviewed professionals and firms using factors including experience, expertise, local involvement, services, and professional credibility:

• San Antonio ties — Professionals actively serving companies in the area
• Engagement model — Fractional, interim, outsourced, part-time, or project-based CFO services
• Career expertise — Executive finance experience, advisory work, and notable accomplishments
• Client value — Experience addressing liquidity, budgeting, forecasting, capital needs, profitability, and expansion
• Professional visibility — Accessible information and verifiable expertise consistent with Digital Reference’s emphasis on credibility

These factors help local companies identify senior financial talent suited to their needs without making a permanent executive hire.

‍

‍‍

🌟 Digital Reference's List of Leading Fractional CFO Companies in San Antonio

Not every San Antonio company needs a full-time CFO. Fractional providers offer high-level financial guidance through more adaptable engagement models.

Our selection considers local market involvement, financial expertise, service scope, career experience, and the ability to guide businesses through growth and change.

‍‍

📈 TGG

TGG provides outsourced and fractional CFO support for businesses that need stronger financial direction without maintaining a full-time CFO role. Its services cover strategic planning, forecasting, reporting, capital raising, and major business transactions.

Notable Services:

• Fractional and outsourced CFO services
• Financial forecasting
• Strategic planning
• Cash-flow forecasting
• Business development
• Capital raising
• Exit planning
• Risk management
• Board presentations
• M&A due diligence
• Financial reporting
• Profitability improvement

TGG may be a strong fit for San Antonio businesses experiencing growth, restructuring, fundraising, or major financial transactions that need experienced CFO guidance on a flexible basis.

Founded by:
Matt Garrett, Founder & CEO. Garrett founded TGG in 2006 after building and selling several businesses. He has more than 20 years of experience in small-business development, finance, and compensation strategy and regularly speaks to business owners about financial management.

‍

📈 The Energy CFO

The Energy CFO is a San Antonio-based fractional CFO firm specializing in energy and industrial businesses. Its work combines financial strategy, modeling, cash management, profitability analysis, and business planning for private companies.

Notable Services:

• Fractional CFO services
• Startup CFO support
• Financial planning and analysis
• Financial modeling
• Cash-flow consulting
• Profitability consulting
• Business strategy
• Board advisory
• Outsourced CFO services
• Project finance
• Capital planning
• Energy-sector consulting

The Energy CFO may be a strong fit for San Antonio energy, industrial, infrastructure, and related businesses seeking specialized financial leadership and industry experience.

Founded by:
Paula Waggoner-Aguilar, CPA, CEO & Managing CFO. Waggoner-Aguilar combines more than 25 years of energy-sector experience with a background in Fortune 500 leadership. She has advised private companies, family-owned businesses, startups, and large energy projects.

‍

📈 Badger

Badger provides fractional CFO and Controller services alongside accounting, advisory, tax, and financial consulting. The firm works with businesses seeking stronger financial planning, reporting, growth strategies, and capital guidance.

Notable Services:

• Fractional CFO services
• Fractional Controller services
• Financial planning
• Forecasting
• Growth strategy
• Investor relations
• Capital raising
• Financial reporting
• Risk and financial advisory
• Tax strategy
• Business consulting
• Software implementation

Badger may be a strong fit for San Antonio businesses that need executive financial oversight alongside accounting, advisory, and operational support, particularly growing organizations and government contractors.

Founded by:
Shannon Badger, CPA, Co-Founder & Partner. Badger co-founded the firm in 2014. She holds a Bachelor of Science in Accounting and Master of Science in Finance from Texas A&M University and previously worked at Ernst & Young in budgeting, technical accounting, and risk analysis.

‍

📈 ROCA Advisors

ROCA Advisors provides fractional CFO support for growing businesses, combining financial analysis with hands-on implementation. Its approach focuses on understanding a company’s financial position, identifying problems, and building practical systems for improvement.

Notable Services:

• Fractional CFO services
• Financial health assessments
• KPI tracking
• Financial analysis
• Cash-flow management
• Financial systems
• Payroll and expense integration
• Business planning
• Strategic financial guidance
• Bookkeeping cleanup
• Profitability analysis
• Business consulting

ROCA Advisors may be a strong fit for San Antonio businesses seeking clearer financial information, improved systems, and hands-on guidance during periods of growth or financial uncertainty.

Founded by:
Juan Carlos Rodriguez, CEO & Founder. Rodriguez works with business owners on financial organization, growth strategy, and operational improvements. ROCA Advisors reports experience across more than 10 industries and offers support in both English and Spanish.

‍

📈 The Doza Group

The Doza Group offers fractional CFO advisory alongside bookkeeping, tax, payroll, and accounting services for San Antonio business owners. Its advisory work uses current financial data to guide budgeting, KPIs, cash management, profitability, and strategic decisions.

Notable Services:

• Fractional CFO advisory
• Financial strategy
• KPI analysis
• Budget development
• Cash-flow planning
• Profitability guidance
• Business consulting
• Tax planning
• Bookkeeping
• Payroll services
• Business formation
• Banking and financing connections

The Doza Group may be a strong fit for San Antonio small and mid-sized businesses seeking an integrated approach to bookkeeping, tax, and CFO-level financial guidance.

Founded by:
Nacho Mendoza, Co-Founder. Mendoza works with San Antonio business owners through The Doza Group’s integrated accounting and advisory model, helping clients better understand financial performance, cash flow, profitability, and growth decisions.

‍

‍‍

🌟 Digital Reference's List of Best Fractional CFOs in San Antonio

📊 Andy Barrio

Andy Barrio is a Fractional CFO and Controller with experience across corporate finance, entrepreneurship, and advisory work. His broad background allows him to adapt financial strategies to businesses at different stages.

‍Notable Expertise:

• Data-driven financial strategy
• Cost optimization
• Revenue growth
• Investor-ready financial modeling
• Profitability improvement

Andy combines analytics, technology, and relationship-building to help San Antonio businesses modernize financial practices while working effectively with established systems.

‍

📊 Timea Parker

Timea Parker is the CEO and Founder of PAS Consulting, LLC, providing financial and business consulting across industries. Her approach connects technical accounting with the operational needs of business leaders.

Notable Expertise:

• Accounting systems improvement
• Financial reporting
• Growth infrastructure
• Operational finance
• Business advisory

Timea brings a collaborative, practical approach to financial leadership, helping San Antonio companies turn complex financial information into clearer business decisions.

‍

📊 Lillia Sanders

Lillia Sanders is the Founder and Fractional CFO of Skillia Business Solutions, where she helps small and mid-sized companies build stronger financial foundations for growth.

Notable Expertise:

• Financial systems development
• Data-driven decision-making
• Hiring and investment planning
• Growth strategy
• Customized business frameworks

Lillia combines hands-on systems development with entrepreneurial leadership, helping San Antonio businesses translate financial information into practical actions.

‍

📊 Mark Horsey

Mark Horsey is President of Horsey Advisory Services, LLC and CFO of StemBioSys, Inc., bringing extensive finance and executive leadership experience to complex business situations.

Notable Expertise:

• Financial restructuring
• M&A preparation
• Investor alignment
• Business transitions
• Financial strategy and execution

Mark is known for a calm, methodical approach, helping businesses manage high-stakes financial situations while balancing immediate stability with long-term objectives.

‍

📊 Kathy Alfaro

Kathy Alfaro is the Founder and CEO of Alfa Tax Service, combining financial expertise with a people-centered leadership style. Her work emphasizes stronger financial systems and alignment between business goals and finance.

Notable Expertise:

• Financial systems optimization
• Strategic financial planning
• Organizational alignment
• Team mentorship
• Business financial management

Kathy brings a community-focused approach to financial leadership, helping San Antonio businesses strengthen their financial practices while developing the people behind them.‍

‍

‍

Using Digital Reference to Find the Best Fractional CFO Service in San Antonio For Your Needs

San Antonio’s economy includes healthcare, bioscience, defense, technology, manufacturing, finance, and professional services. Businesses facing growth or financial challenges can use fractional CFOs for senior-level expertise without hiring a permanent executive.

A capable fractional CFO can act as:

• Strategic planners who connect finances with business objectives
• Financial interpreters who turn complex numbers into clear decisions
• Process architects who strengthen financial systems and controls

At Digital Reference, we look beyond titles and credentials to highlight the experience, achievements, expertise, and perspective behind financial professionals. Through professional profiles, references, results, and industry insights, fractional CFOs can demonstrate their capabilities—helping San Antonio businesses make more informed choices about the financial leadership they bring into their organizations.

👇 Discover More Curated Resources:

• Best Wealth Advisors in San Antonio
• Best Financial Advisors in San Antonio
• Best Fractional CFO Services for Construction Companies

‍

Looking to hire a fractional CFO?

Bookmark this list. Looking to become one? Let us help you build your digital footprint with purpose.

This is a living list and we’re always looking to highlight more professionals driving impact in the field. If you are—or know—a stellar NYC-based fractional CFO, reach out to us at Digital Reference.

We’re building the infrastructure that makes talent visible, verifiable, and more human.

Digital Reference is here to help - need more insight into the world of Finance Professions? - Check out below:

• What are Finance Professionals?
• Do I need a Finance or Accounting Consultant?
• Deep Dive into Finance Executive Responsibilities
• Outsourced CFO Services in the US
• US-Based Financial Advisors
• City Directories of Fractional CFOS
• Save some money -> Outsourced CFO services in India & Outsourced CFO services in Canada

If there is other content that you think we're missing that would help make Finance more authentic and transparent, let us know at hello@digitalreference.co . Thanks for reading! Keep work human!

‍

--------------------------------------------------------------------------------------------------------------------

Explore our International Directories of Part-Time, Fractional, and Virtual CFO Services

Fractional CFO Services in Australia

Top Outsourced CFO Agencies in Australia
Explore a list of top fractional CFO firms in Australia offering part-time financial leadership to startups and growth-stage companies.

Fractional CFO Services in Canada

Top Outsourced CFO Agencies in Canada
A curated directory of top Canadian firms offering outsourced and fractional CFO services, with a strong emphasis on affordability and financial clarity.

Fractional CFO Services in India

Top Outsourced CFO Agencies in India
India's growing ecosystem of financial leadership includes cost-effective, high-impact CFO services for scaling companies.

Fractional CFO Services in the United Arab Emirates (UAE)

Top Outsourced CFO Agencies in the UAE
A roundup of leading part-time CFO firms in Dubai and beyond, offering strategic support for regional and international ventures.

Fractional CFO Services in the United Kingdom (UK)

Top Outsourced CFO Agencies in the UK
From London to Leeds, this list highlights some of the best interim CFO providers for UK-based startups and SMEs.

Fractional CFO Services in the United States (USA)

Top Outsourced CFO Agencies in the USA
A national view of leading firms offering fractional CFO services to startups, family businesses, nonprofits, and more.

‍

Take a Dive into Our Regional Guides to Fractional & Part-Time CFO Talent

Looking for financial leadership that fits your stage and budget? These city-by-city guides highlight vetted, independent fractional CFOs helping companies grow smarter, operate leaner, and plan with confidence.

Fractional CFOs in Ann Arbor Making Things Happen

Ann Arbor’s deep tech and academic ecosystem is supported by a growing cohort of CFOs who understand innovation, grants, and founder-led finance.

Fractional CFOs in Atlanta Making Things Happen

Atlanta-area fractional CFOs bring sharp financial discipline to fast-growing tech, logistics, and consumer brands across the Southeast.

Fractional CFOs in Austin Making Things Happen

In a city known for startups and scale-ups, these CFOs help Austin companies make smart capital decisions and operationalize growth.

Fractional CFOs in Chicago Making Things Happen

Chicago’s finance-savvy fractional CFOs support companies across manufacturing, logistics, tech, and services with pragmatic financial leadership.

Fractional CFOs in Dallas-Fort Worth Making Things Happen

From fundraising prep to financial operations, these DFW-based CFOs bring high-impact expertise to Texas’s most diverse business hub.

Fractional CFOs in Denver Making Things Happen

Denver’s startups and PE-backed firms are increasingly turning to fractional finance leaders who can help bridge vision and execution.

Fractional CFOs in Detroit Making Things Happen

Detroit’s resurgence is being shaped by finance professionals who know how to manage transformation—from legacy to modern systems.

Fractional CFOs in Houston Making Things Happen

Houston-based fractional CFOs offer clarity and control to companies navigating scale in healthcare, logistics, energy, and services.

Fractional CFOs in Los Angeles Making Things Happen

LA’s creative and tech-driven economy benefits from fractional CFOs who understand cash flow, venture expectations, and brand finance.

Fractional CFOs in Miami Making Things Happen

Miami’s capital influx and startup energy are backed by fractional CFOs helping local companies stay lean, fundable, and focused.

Fractional CFOs in Nashville Making Things Happen

Nashville-based CFOs are powering healthcare, SaaS, and creative businesses with the structure and insight needed for sustainable growth.

Fractional CFOs in Phoenix Making Things Happen

Phoenix companies are tapping into a new class of CFOs ready to support capital planning, margin strategy, and finance ops at scale.

Fractional CFOs in San Francisco Making Things Happen

In the heart of venture capital and product-led growth, these SF-based CFOs are helping startups move from story to sustainability.

Fractional CFOs in Tampa Making Things Happen

Tampa’s startup and services economy is supported by CFOs bringing strategic clarity to e-commerce, healthtech, and founder-led orgs.

Fractional CFOs in Washington DC Making Things Happen

DC’s nonprofits, govtech, and professional services firms benefit from fractional CFOs who understand compliance, complexity, and growth.

Careers are long, but life is short. Let’s build a more transparent and efficient financial consulting industry—together. Explore your options. Ask the right questions. And build your team—with transparency and trust.

– The Digital Reference Team‍