Best Fractional CFO Services in San Francisco

Top San Francisco Fractional CFO Companies & Fractional CFOs

San Francisco has long been a hub for technology, venture capital, fintech, SaaS, and high-growth entrepreneurship. From early-stage startups preparing for their first funding round to established companies managing rapid expansion, businesses across the Bay Area often need sophisticated financial leadership that can keep pace with ambitious growth.

Enter the fractional CFO: a flexible financial executive who provides strategic guidance, financial expertise, and leadership without requiring a full-time commitment.

At Digital Reference, our mission is to showcase professionals more authentically and transparently. That means highlighting the independent executives and specialized firms doing meaningful work behind the scenes—helping companies improve cash flow, sharpen forecasts, prepare for fundraising, strengthen financial systems, and make more informed strategic decisions.

This curated list of Fractional CFO companies and professionals serving San Francisco and the greater Bay Area features financial leaders supporting startups, founder-led businesses, growth-stage companies, and established organizations. Some operate as boutique firms, while others provide fractional CFO expertise alongside accounting, advisory, or broader finance services.

As a living list, this article will continue to evolve as we discover more standout finance professionals and fractional CFO providers across San Francisco and the surrounding Bay Area. We encourage founders, investors, and operators to bookmark this page and revisit it as the list grows.

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🌟 Our Methodology - How We Built This List of Top Fractional CFO Services in San Francisco

Each fractional CFO and fractional CFO company featured below has been selected through a qualitative research process based on the following criteria:

• San Francisco and greater Bay Area presence, including surrounding markets such as Oakland, Berkeley, and San Jose
• Current practice as a fractional, interim, outsourced, or contract-based CFO
• Professional visibility, including an established LinkedIn profile, business website, or relevant thought leadership
• Experience supporting startups, founder-led businesses, venture-backed companies, nonprofits, or growth-stage organizations
• Demonstrated expertise in financial strategy, forecasting, cash-flow management, fundraising, M&A, accounting, or business growth
• Alignment with Digital Reference’s values of radical transparency and authenticity

These are fractional CFO service providers helping founders and leadership teams gain greater financial clarity, make better decisions, and build stronger foundations for sustainable growth.

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🌟 Digital Reference's List of Best Fractional CFO Companies in San Francisco

For organizations seeking a firm rather than an individual executive, San Francisco and the Bay Area offer fractional CFO providers combining financial leadership with accounting, forecasting, fundraising, and cash-flow support.

The firms below were selected for their Bay Area presence, fractional CFO expertise, professional visibility, and experience supporting startups and growing businesses.

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📈 Punch Financial

Punch Financial provides outsourced and fractional CFO services designed to give growing businesses access to experienced financial leadership without the cost of hiring a full-time CFO. Its services combine strategic financial planning with hands-on support in areas such as cash flow, forecasting, reporting, and business decision-making.

Notable Services:

• Fractional and outsourced CFO services
• Financial planning and forecasting
• Cash-flow management
• Financial reporting and analysis
• Budgeting and profitability analysis
• Strategic financial guidance
• Accounting and bookkeeping support

Punch Financial may be a good fit for growing businesses that need experienced financial leadership alongside their existing accounting operations, particularly companies looking for practical CFO support that can improve financial visibility and inform strategic decisions.

Founded by:

Frank Mastronuzzi, Founder & Managing Partner, brings extensive experience in financial strategy, accounting, business growth, and CFO services, helping companies strengthen their financial operations and make better-informed business decisions.

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📈  DNA Growth

DNA Growth provides fractional CFO and financial advisory services for businesses seeking senior-level financial expertise as they scale. The firm combines financial management with strategic business guidance to help companies improve performance, strengthen planning, and navigate important growth decisions.

Notable Services:

• Fractional CFO services
• Financial planning and forecasting
• Cash-flow and working-capital management
• Financial modeling and analysis
• Business performance management
• Strategic growth planning
• Financial reporting and decision support

DNA Growth may be a good fit for growth-stage companies that need a strategic financial partner to improve performance, establish stronger financial systems, and support expansion without committing to a full-time CFO.

Founded by:

Akshay Jain, Founder & Managing Director, brings experience in finance, strategy, business growth, and financial management, helping organizations use financial insights and structured planning to support stronger business performance.

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📈 Countsy

Countsy provides outsourced accounting and fractional finance leadership for businesses seeking greater financial clarity and operational support. Its approach combines accounting expertise with strategic financial guidance, helping business owners better understand their numbers and make more informed decisions as their companies grow.

Notable Services:

• Fractional CFO and finance leadership
• Accounting and bookkeeping
• Financial reporting
• Budgeting and forecasting
• Cash-flow management
• Financial analysis
• Business advisory and strategic planning

Countsy may be a good fit for small and growing businesses that want to move beyond basic bookkeeping and gain more strategic financial oversight, particularly companies that need clearer reporting, better planning, and ongoing finance support.

Founded by:

Mairtini Ni Dhomhnaill, Founder, brings experience in finance, accounting, and business advisory, with a focus on helping growing companies establish stronger financial foundations and gain greater visibility into their business performance.

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📈 Burkland

Burkland provides fractional CFO and outsourced finance services primarily for startups and high-growth companies. The firm offers access to experienced finance professionals who can support businesses through fundraising, scaling, financial planning, reporting, and other critical stages of company growth.

Notable Services:

• Fractional CFO services
• Financial planning and analysis
• Fundraising and investor support
• Financial modeling and forecasting
• Cash-flow management
• Accounting and bookkeeping
• M&A and transaction support
• Finance team development

Burkland may be a good fit for startups and high-growth companies that need sophisticated financial leadership as they raise capital, scale operations, or prepare for major strategic milestones.

Founded by:

Jeff Burkland, Founder & CEO, is an experienced finance executive and entrepreneur focused on helping startups and growth companies build scalable finance functions, improve financial performance, and navigate fundraising and expansion.

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📈 MatchaCFO

MatchaCFO provides fractional CFO and finance leadership services for growing companies that need strategic financial expertise without adding a full-time executive. Its model combines financial strategy, operational support, and hands-on leadership to help businesses strengthen their finance functions and make better decisions as they scale.

Notable Services:

• Fractional CFO services
• Financial planning and forecasting
• Cash-flow management
• Financial reporting and analysis
• Strategic finance
• Business performance management
• Finance operations and infrastructure
• Growth and decision support

MatchaCFO may be a good fit for founder-led and growth-stage businesses that need a strategic finance partner to strengthen financial operations, improve visibility, and support sustainable growth.

Founded by:

Jen Nee Tang, Founder & CEO, brings experience in finance, strategy, and business operations, helping growing companies develop stronger financial systems and use finance as a strategic tool for decision-making.

James Gowers, Co-Founder, COO & CRO, brings expertise across operations, revenue growth, commercial strategy, and business development, supporting MatchaCFO's ability to combine financial leadership with broader growth and operational needs.

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🌟 Digital Reference's List of Best Fractional CFOs in San Francisco‍‍‍

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📊 Conor Bolich

With a sharp eye for operational finance and startup modeling, Conor partners with early-stage companies to bring structure to chaos. He excels in translating financial insights into actionable decisions, helping founders go from gut-feel to data-informed leadership.

Conor is known for his LTV & CAC analysis skills with a passion for diving deep into customer segmentation. Conor has worked with companies across the gamut of funding stages Seed to Series G.  

Notable Expertise:

• Building investor-ready models for pre-seed and seed-stage startups
• Strategic scenario planning and cash runway analysis
• Implementing financial systems that scale with growth

Conor’s style is collaborative, proactive, and deeply invested in startup success.

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📊 Mike Fu

Founder of Lean2X, Mike Fu is a well-known name in the fractional CFO space, especially for high-growth and VC-backed companies. He’s a trusted partner for founders navigating rapid scale, fundraising rounds, and financial maturity milestones.

Notable Expertise:

• Interim CFO services for Series A to C startups
• Fundraising strategy and board preparation
• High-growth SaaS and tech business modeling

Mike’s firm is a go-to partner for startups that need high-caliber financial thinking without a full-time hire.

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📊 Jeremy Gimbel

Jeremy brings a rare combination of finance acumen and business storytelling. With roots in tech and a deep understanding of founder needs, he helps startups make smarter decisions by putting the right financial lens on every operational challenge.

Notable Expertise:

• Forecasting, burn analysis, and investor updates
• Business insights for go-to-market strategy
• Coaching early-stage teams through financial fundamentals

Jeremy is especially valuable to startups still building internal finance muscle—and in need of a strong outside leader to guide them.

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📊 Michelle Killoran‍‍

Michelle is the founder of Killoran Consulting and brings decades of finance leadership to emerging startups and nonprofits alike. Known for her structured yet collaborative approach, she aligns mission with margins.

Notable Expertise:

• Cash flow management and nonprofit finance
• Budgeting, grant reporting, and compliance
• Stakeholder communications and strategic financial planning

Michelle’s work bridges for-profit strategy with mission-based financial stewardship—ideal for social enterprises, growing nonprofits, and impact-driven founders.

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📊 Alice Zhang

Alice is a seasoned operator and fractional CFO known for her deep background in scaling finance teams, building investor-ready systems, and mentoring internal talent. Her cross-functional expertise helps companies move faster with more confidence.

Notable Expertise:

• Internal systems development and accounting automation
• Strategic fundraising and due diligence support
• Business model optimization and team enablement

Alice’s strength lies in helping companies level-up their internal finance infrastructure while staying agile and founder-friendly.

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Using Digital Reference to Find the Best Fractional CFO Service in San Francisco For Your Needs

In a fast-moving market, fractional CFOs bring financial clarity and flexibility—from preparing for fundraising to managing cash flow and scaling operations. They help founders make smarter financial decisions without the commitment of a full-time CFO.

They’re not just financial experts. They’re:

• Strategists who connect finances with growth
• Advisors who turn numbers into actionable insights
• Architects who build scalable financial systems

At Digital Reference, we believe in professional storytelling backed by transparency, experience, and social proof. Our platform helps fractional CFOs:

• Showcase their expertise and experience
• Share references and testimonials that build trust
• Build a professional presence focused on credibility

This guide is one of the ways we help finance professionals make their expertise more visible and verifiable.

Looking to hire a fractional CFO? Bookmark this list to explore leading San Francisco and Bay Area providers.

This is a living list, and we’re always looking to highlight more finance professionals making an impact. If you are—or know—a standout San Francisco fractional CFO, reach out to Digital Reference.

We’re building the infrastructure that makes talent visible, verifiable, and more human.

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Want to Be Featured?

This is a living list. If you're a fractional CFO in the Bay Area doing meaningful work—or you know someone who is—reach out to us at Digital Reference. We’d love to learn more and potentially include them in future updates.

Together, we’re helping shape a talent ecosystem that’s more efficient, verifiable, and human. Digital Reference is here to help - need more insight into the world of Finance Professions? - Check out below:

• What are Finance Professionals?
• Do I need a Finance or Accounting Consultant?
• Deep Dive into Finance Executive Responsibilities
• Outsourced CFO Services in the US
• US-Based Financial Advisors
• City Directories of Fractional CFOS
• Save some money -> Outsourced CFO services in India & Outsourced CFO services in Canada

If there is other content that you think we're missing that would help make Finance more authentic and transparent, let us know at hello@digitalreference.co . Thanks for reading! Keep work human!

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Take a Dive into Our Regional Guides to Fractional & Part-Time CFO Talent

Looking for financial leadership that fits your stage and budget? These city-by-city guides highlight vetted, independent fractional CFOs helping companies grow smarter, operate leaner, and plan with confidence.

Fractional CFOs in Ann Arbor Making Things Happen

Ann Arbor’s deep tech and academic ecosystem is supported by a growing cohort of CFOs who understand innovation, grants, and founder-led finance.

Fractional CFOs in Atlanta Making Things Happen

Atlanta-area fractional CFOs bring sharp financial discipline to fast-growing tech, logistics, and consumer brands across the Southeast.

Fractional CFOs in Austin Making Things Happen

In a city known for startups and scale-ups, these CFOs help Austin companies make smart capital decisions and operationalize growth.

Fractional CFOs in Chicago Making Things Happen

Chicago’s finance-savvy fractional CFOs support companies across manufacturing, logistics, tech, and services with pragmatic financial leadership.

Fractional CFOs in Dallas-Fort Worth Making Things Happen

From fundraising prep to financial operations, these DFW-based CFOs bring high-impact expertise to Texas’s most diverse business hub.

Fractional CFOs in Denver Making Things Happen

Denver’s startups and PE-backed firms are increasingly turning to fractional finance leaders who can help bridge vision and execution.

Fractional CFOs in Detroit Making Things Happen

Detroit’s resurgence is being shaped by finance professionals who know how to manage transformation—from legacy to modern systems.

Fractional CFOs in Houston Making Things Happen

Houston-based fractional CFOs offer clarity and control to companies navigating scale in healthcare, logistics, energy, and services.

Fractional CFOs in Los Angeles Making Things Happen

LA’s creative and tech-driven economy benefits from fractional CFOs who understand cash flow, venture expectations, and brand finance.

Fractional CFOs in Miami Making Things Happen

Miami’s capital influx and startup energy are backed by fractional CFOs helping local companies stay lean, fundable, and focused.

Fractional CFOs in Nashville Making Things Happen

Nashville-based CFOs are powering healthcare, SaaS, and creative businesses with the structure and insight needed for sustainable growth.

Fractional CFOs in New York City Making Things Happen

NYC fractional CFOs bring Wall Street discipline to Main Street startups—from fintech and fashion to media and SaaS.

Fractional CFOs in Phoenix Making Things Happen

Phoenix companies are tapping into a new class of CFOs ready to support capital planning, margin strategy, and finance ops at scale.

Fractional CFOs in Tampa Making Things Happen

Tampa’s startup and services economy is supported by CFOs bringing strategic clarity to e-commerce, healthtech, and founder-led orgs.

Fractional CFOs in Washington DC Making Things Happen

DC’s nonprofits, govtech, and professional services firms benefit from fractional CFOs who understand compliance, complexity, and growth.

Careers are long, but life is short. Let’s build a more transparent and efficient financial consulting industry—together. Explore your options. Ask the right questions. And build your team—with transparency and trust.

– The Digital Reference Team

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