Fractional CFOs in San Francisco Making Things Happen in 2025

San Francisco Interim Chief Financial Officers to Know

San Francisco is synonymous with innovation. From scrappy seed-stage startups to scaling SaaS unicorns, the Bay Area ecosystem thrives on experimentation, velocity, and resilience. But behind every big product launch or capital raise is someone keeping the financial foundation steady—that’s where fractional CFOs come in.

At Digital Reference, our goal is to make the talent economy more efficient by empowering professionals to showcase their work with clarity and authenticity. Our platform is built on the values of radical transparency and radical authenticity, and our curated lists are one way we shine a spotlight on the people doing real work.

This blog introduces you to a group of independent fractional CFOs based in San Francisco and surrounding cities—leaders who are helping startups grow sustainably, manage investor expectations, and create financial systems that scale.

Our Selection Methodology - SF & Bay Area Fractional CFO Services

Every professional featured here meets the following criteria:

• Based in San Francisco or the greater Bay Area (including Oakland, Berkeley, and San Jose)
• Currently offering fractional, interim, or contract CFO services
• Demonstrated experience working with venture-backed or founder-led companies
• Strong professional visibility via LinkedIn, business websites, or thought leadership
• Alignment with Digital Reference’s mission to highlight verified, human-centered professionals

This blog is also a living list—we’ll continue to add more standout finance leaders as we discover them. Bookmark this page if you’re a founder, investor, or operator looking for fractional finance leadership that delivers.

Featured Fractional CFOs in San Francisco

Conor Bolich

https://www.linkedin.com/in/conorbolich/

With a sharp eye for operational finance and startup modeling, Conor partners with early-stage companies to bring structure to chaos. He excels in translating financial insights into actionable decisions, helping founders go from gut-feel to data-informed leadership.

Conor is known for his LTV & CAC analysis skills with a passion for diving deep into customer segmentation. Conor has worked with companies across the gamut of funding stages Seed to Series G.  

Notable Expertise:

• Building investor-ready models for pre-seed and seed-stage startups
• Strategic scenario planning and cash runway analysis
• Implementing financial systems that scale with growth

Conor’s style is collaborative, proactive, and deeply invested in startup success.

Mike Fu

https://www.lean2x.com/

Founder of Lean2X, Mike Fu is a well-known name in the fractional CFO space, especially for high-growth and VC-backed companies. He’s a trusted partner for founders navigating rapid scale, fundraising rounds, and financial maturity milestones.

Notable Expertise:

• Interim CFO services for Series A to C startups
• Fundraising strategy and board preparation
• High-growth SaaS and tech business modeling

Mike’s firm is a go-to partner for startups that need high-caliber financial thinking without a full-time hire.

Jeremy Gimbel

https://www.linkedin.com/in/jegimbel11/

Jeremy brings a rare combination of finance acumen and business storytelling. With roots in tech and a deep understanding of founder needs, he helps startups make smarter decisions by putting the right financial lens on every operational challenge.

Notable Expertise:

• Forecasting, burn analysis, and investor updates
• Business insights for go-to-market strategy
• Coaching early-stage teams through financial fundamentals

Jeremy is especially valuable to startups still building internal finance muscle—and in need of a strong outside leader to guide them.

Michelle Killoran

https://www.killoranconsult.com/

Michelle is the founder of Killoran Consulting and brings decades of finance leadership to emerging startups and nonprofits alike. Known for her structured yet collaborative approach, she aligns mission with margins.

Notable Expertise:

• Cash flow management and nonprofit finance
• Budgeting, grant reporting, and compliance
• Stakeholder communications and strategic financial planning

Michelle’s work bridges for-profit strategy with mission-based financial stewardship—ideal for social enterprises, growing nonprofits, and impact-driven founders.

Alice Zhang

https://www.linkedin.com/in/alicezhang/

Alice is a seasoned operator and fractional CFO known for her deep background in scaling finance teams, building investor-ready systems, and mentoring internal talent. Her cross-functional expertise helps companies move faster with more confidence.

Notable Expertise:

• Internal systems development and accounting automation
• Strategic fundraising and due diligence support
• Business model optimization and team enablement

Alice’s strength lies in helping companies level-up their internal finance infrastructure while staying agile and founder-friendly.

Why Fractional CFOs Are the Backbone of SF Startups

San Francisco’s startup culture is fast-paced and high-stakes. Founders are expected to be storytellers, fundraisers, product leaders—and sometimes, financial operators. A good fractional CFO relieves that pressure, giving teams the insight, reporting, and guidance they need to grow responsibly.

Whether you're trying to:

• Extend your runway
• Prepare for a raise
• Rebuild your reporting stack
• Shift your pricing model

…a great fractional CFO can help.

They’re not just spreadsheet wizards—they’re:

• Translators between your story and your numbers
• Architects of systems and dashboards that scale
• Strategic partners for decision-making in uncertain markets

And perhaps most importantly, they’re flexible—plugging in exactly when and where you need them.

Digital Reference: Powering Credibility in the New Talent Economy

At Digital Reference, we believe professionals shouldn’t just say what they’ve done—they should be able to show it.

We’re building the infrastructure that allows professionals to:

• Document accomplishments and client impact
• Gather trusted references in a structured format
• Showcase services, thought leadership, and pricing

In an era where work is flexible, project-based, and reputation-driven, we believe professionals deserve tools that help them lead with clarity and authenticity. That’s what makes our curated lists more than just a directory—they’re trust accelerators.

Looking to Hire a Fractional CFO in San Francisco?

If you're a founder, operator, or board member in need of expert financial leadership in San Francisco, this list is your starting point.

The professionals featured here bring the kind of judgment, adaptability, and technical skill that make them trusted partners—not just hired help. Explore their websites, reach out, and see how they can help your organization move forward.

Want to Be Featured?

This is a living list. If you're a fractional CFO in the Bay Area doing meaningful work—or you know someone who is—reach out to us at Digital Reference. We’d love to learn more and potentially include them in future updates.

Together, we’re helping shape a talent ecosystem that’s more efficient, verifiable, and human. Digital Reference is here to help - need more insight into the world of Finance Professions? - Check out below:

• What are Finance Professionals?
• Do I need a Finance or Accounting Consultant?
• Deep Dive into Finance Executive Responsibilities
• Outsourced CFO Services in the US
• US-Based Financial Advisors
• City Directories of Fractional CFOS
• Save some money -> Outsourced CFO services in India & Outsourced CFO services in Canada

If there is other content that you think we're missing that would help make Finance more authentic and transparent, let us know at hello@digitalreference.co . Thanks for reading! Keep work human!

Explore our International Directories of Part-Time, Fractional, and Virtual CFO Services

Fractional CFO Services in Australia

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Fractional CFO Services in India

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India's growing ecosystem of financial leadership includes cost-effective, high-impact CFO services for scaling companies.

Fractional CFO Services in the United Arab Emirates (UAE)

Top Outsourced CFO Agencies in the UAE
A roundup of leading part-time CFO firms in Dubai and beyond, offering strategic support for regional and international ventures.

Fractional CFO Services in the United Kingdom (UK)

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Fractional CFO Services in the United States (USA)

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Take a Dive into OurRegional Guides to Fractional & Part-Time CFO Talent

Looking for financial leadership that fits your stage and budget? These city-by-city guides highlight vetted, independent fractional CFOs helping companies grow smarter, operate leaner, and plan with confidence.

Fractional CFOs in Ann Arbor Making Things Happen

Ann Arbor’s deep tech and academic ecosystem is supported by a growing cohort of CFOs who understand innovation, grants, and founder-led finance.

Fractional CFOs in Atlanta Making Things Happen

Atlanta-area fractional CFOs bring sharp financial discipline to fast-growing tech, logistics, and consumer brands across the Southeast.

Fractional CFOs in Austin Making Things Happen

In a city known for startups and scale-ups, these CFOs help Austin companies make smart capital decisions and operationalize growth.

Fractional CFOs in Chicago Making Things Happen

Chicago’s finance-savvy fractional CFOs support companies across manufacturing, logistics, tech, and services with pragmatic financial leadership.

Fractional CFOs in Dallas-Fort Worth Making Things Happen

From fundraising prep to financial operations, these DFW-based CFOs bring high-impact expertise to Texas’s most diverse business hub.

Fractional CFOs in Denver Making Things Happen

Denver’s startups and PE-backed firms are increasingly turning to fractional finance leaders who can help bridge vision and execution.

Fractional CFOs in Detroit Making Things Happen

Detroit’s resurgence is being shaped by finance professionals who know how to manage transformation—from legacy to modern systems.

Fractional CFOs in Houston Making Things Happen

Houston-based fractional CFOs offer clarity and control to companies navigating scale in healthcare, logistics, energy, and services.

Fractional CFOs in Los Angeles Making Things Happen

LA’s creative and tech-driven economy benefits from fractional CFOs who understand cash flow, venture expectations, and brand finance.

Fractional CFOs in Miami Making Things Happen

Miami’s capital influx and startup energy are backed by fractional CFOs helping local companies stay lean, fundable, and focused.

Fractional CFOs in Nashville Making Things Happen

Nashville-based CFOs are powering healthcare, SaaS, and creative businesses with the structure and insight needed for sustainable growth.

Fractional CFOs in New York City Making Things Happen

NYC fractional CFOs bring Wall Street discipline to Main Street startups—from fintech and fashion to media and SaaS.

Fractional CFOs in Phoenix Making Things Happen

Phoenix companies are tapping into a new class of CFOs ready to support capital planning, margin strategy, and finance ops at scale.

Fractional CFOs in Tampa Making Things Happen

Tampa’s startup and services economy is supported by CFOs bringing strategic clarity to e-commerce, healthtech, and founder-led orgs.

Fractional CFOs in Washington DC Making Things Happen

DC’s nonprofits, govtech, and professional services firms benefit from fractional CFOs who understand compliance, complexity, and growth.

Careers are long, but life is short. Let’s build a more transparent and efficient financial consulting industry—together. Explore your options. Ask the right questions. And build your team—with transparency and trust.

– The Digital Reference Team

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