Fractional CFOs in Phoenix Making Things Happen in 2025

Phoenix Interim Chief Financial Officers to Know

Phoenix is no longer a quiet desert market—it’s one of the fastest-growing metros in the country. Fueled by a mix of startup energy, real estate expansion, healthtech, SaaS, and business services, the Phoenix-Mesa-Chandler corridor is teeming with opportunity. But fast growth without financial clarity? That’s where things can break.

Enter the fractional CFO—a critical player in the next generation of growth across Arizona.

At Digital Reference, we’re spotlighting independent fractional CFOs in Greater Phoenix who are helping companies across the Valley build better models, scale smarter, and stay cash-conscious. Whether they operate solo or through small firms, these professionals bring senior-level experience to companies that need strategy and execution—not just spreadsheets.

Our Methodology: Phoenix Fractional CFO Services

Each fractional CFO featured here meets the following criteria:

• Based in or actively serving the Phoenix-Mesa-Chandler metro
  
  
• Currently offering fractional or interim CFO services
  
  
• Demonstrated experience in financial operations, strategic modeling, forecasting, or capital planning
  
  
• Public presence via LinkedIn or professional site
  
  
• Relevant experience with startup, growth-stage, or mid-market businesses
  
  

We built this list with operators in mind—leaders who need real financial partnership, not just compliance support.

Phoenix Fractional CFOs to Know

Chris Franz

Fractional CFO | Growth Advisor to Tech & Industrial Firms

Chris is a fractional CFO with a pragmatic, execution-first style. He works with companies across software, healthcare, and manufacturing to identify financial bottlenecks, create visibility, and prepare for expansion.

His ability to distill complex data into strategic insight makes him a valuable advisor in both early-stage and transitional companies across Arizona.

Paul Kern

Fractional CFO | FP&A and Systems Strategist

Paul brings serious financial planning chops to his fractional engagements. With a background in operations, software, and business services, he partners with founders and leadership teams to build forecasting models, implement finance tech stacks, and guide high-stakes decisions. He’s especially strong at supporting post-seed or post-Series A startups transitioning into more formal finance functions.

Why Fractional CFOs Are on the Rise in Phoenix

Phoenix is growing fast—but growth alone doesn’t solve financial blind spots. With startups scaling, investment picking up, and talent markets shifting, founders need finance leaders who can flex to their current needs.

That’s exactly what fractional CFOs offer:

• 🧮 Cash flow modeling and budgeting for fast-scaling businesses
  
  
• 📈 Capital planning ahead of raises or acquisitions
  
  
• 📊 Reporting infrastructure for board or investor readiness
  
  
• 🔄 Financial systems selection and implementation (QuickBooks, NetSuite, etc.)
  
  
• 💬 Scenario analysis to inform real-world decisions—not just what-ifs
  
  

In Phoenix, where the pace of change is high but the finance talent market is still maturing, fractional leadership offers a powerful bridge.

Who’s Hiring Fractional CFOs in the Valley?

We’re seeing demand from:

• 🛠️ Product-led startups in SaaS, healthtech, and agtech
  
  
• 🏢 Local service businesses expanding locations or headcount
  
  
• 🏗️ Construction and trades firms seeking margin control and project-based visibility
  
  
• 📦 E-commerce operators managing seasonal or rapid inventory cycles
  
  
• 📊 Post-raise companies needing help getting investor-ready and burn-rate aware
  
  

The common thread? They need more than a bookkeeper but less than a full-time hire. Fractional CFOs are that “just-right” fit.

Related Reads on Digital Reference

📘 How to Hire a Fractional Executive: A Guide for Founders and Operators
This is your tactical playbook for identifying, vetting, and onboarding the right fractional leader for your business stage.

🔍 Fractional CFOs Near Me 

Explore how other metros are using interim revenue leaders—and what lessons Phoenix can draw from their examples.

Final Word: Financial Clarity for a City on the Move

The Phoenix metro is in scale mode. But in today’s economy, growth without financial rigor is risky. These fractional CFOs are helping companies get ahead of that risk—by building systems, models, and insight that actually guide smart decisions.

Whether you're early-stage and lean, post-raise and scattered, or simply not ready for full-time finance leadership, fractional CFOs bring experience without the executive price tag.

Know a Phoenix-area CFO who’s flying under the radar? Drop us a line at hello@digitalreference.co. Digital Reference is here to help - need more insight into the world of Finance Professions? - Check out below:

• Outsourced CFO Services in the US
• US-Based Financial Advisors
• City Directories of Fractional CFOS
• Save some money -> Outsourced CFO services in India & Outsourced CFO services in Canada

If there is other content that you think we're missing that would help make Finance more authentic and transparent, let us know at hello@digitalreference.co . Thanks for reading! Keep work human!

Phoenix-focused Guides

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• Fractional COO Services in Phoenix
• Fractional CHRO Services in Phoenix
• Outsourced CTO Services in Phoenix

Explore our International Directories of Part-Time, Fractional, and Virtual CFO Services

Fractional CFO Services in Australia

Top Outsourced CFO Agencies in Australia
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Fractional CFO Services in Canada

Top Outsourced CFO Agencies in Canada
A curated directory of top Canadian firms offering outsourced and fractional CFO services, with a strong emphasis on affordability and financial clarity.

Fractional CFO Services in India

Top Outsourced CFO Agencies in India
India's growing ecosystem of financial leadership includes cost-effective, high-impact CFO services for scaling companies.

Fractional CFO Services in the United Arab Emirates (UAE)

Top Outsourced CFO Agencies in the UAE
A roundup of leading part-time CFO firms in Dubai and beyond, offering strategic support for regional and international ventures.

Fractional CFO Services in the United Kingdom (UK)

Top Outsourced CFO Agencies in the UK
From London to Leeds, this list highlights some of the best interim CFO providers for UK-based startups and SMEs.

Fractional CFO Services in the United States (USA)

Top Outsourced CFO Agencies in the USA
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Take a Dive into OurRegional Guides to Fractional & Part-Time CFO Talent

Looking for financial leadership that fits your stage and budget? These city-by-city guides highlight vetted, independent fractional CFOs helping companies grow smarter, operate leaner, and plan with confidence.

Fractional CFOs in Ann Arbor Making Things Happen

Ann Arbor’s deep tech and academic ecosystem is supported by a growing cohort of CFOs who understand innovation, grants, and founder-led finance.

Fractional CFOs in Atlanta Making Things Happen

Atlanta-area fractional CFOs bring sharp financial discipline to fast-growing tech, logistics, and consumer brands across the Southeast.

Fractional CFOs in Austin Making Things Happen

In a city known for startups and scale-ups, these CFOs help Austin companies make smart capital decisions and operationalize growth.

Fractional CFOs in Chicago Making Things Happen

Chicago’s finance-savvy fractional CFOs support companies across manufacturing, logistics, tech, and services with pragmatic financial leadership.

Fractional CFOs in Dallas-Fort Worth Making Things Happen

From fundraising prep to financial operations, these DFW-based CFOs bring high-impact expertise to Texas’s most diverse business hub.

Fractional CFOs in Denver Making Things Happen

Denver’s startups and PE-backed firms are increasingly turning to fractional finance leaders who can help bridge vision and execution.

Fractional CFOs in Detroit Making Things Happen

Detroit’s resurgence is being shaped by finance professionals who know how to manage transformation—from legacy to modern systems.

Fractional CFOs in Houston Making Things Happen

Houston-based fractional CFOs offer clarity and control to companies navigating scale in healthcare, logistics, energy, and services.

Fractional CFOs in Los Angeles Making Things Happen

LA’s creative and tech-driven economy benefits from fractional CFOs who understand cash flow, venture expectations, and brand finance.

Fractional CFOs in Miami Making Things Happen

Miami’s capital influx and startup energy are backed by fractional CFOs helping local companies stay lean, fundable, and focused.

Fractional CFOs in Nashville Making Things Happen

Nashville-based CFOs are powering healthcare, SaaS, and creative businesses with the structure and insight needed for sustainable growth.

Fractional CFOs in New York City Making Things Happen

NYC fractional CFOs bring Wall Street discipline to Main Street startups—from fintech and fashion to media and SaaS.

Fractional CFOs in San Francisco Making Things Happen

In the heart of venture capital and product-led growth, these SF-based CFOs are helping startups move from story to sustainability.

Fractional CFOs in Tampa Making Things Happen

Tampa’s startup and services economy is supported by CFOs bringing strategic clarity to e-commerce, healthtech, and founder-led orgs.

Fractional CFOs in Washington DC Making Things Happen

DC’s nonprofits, govtech, and professional services firms benefit from fractional CFOs who understand compliance, complexity, and growth.

Careers are long, but life is short. Let’s build a more transparent and efficient financial consulting industry—together. Explore your options. Ask the right questions. And build your team—with transparency and trust.

– The Digital Reference Team

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