Best Anti-Money Laundering (AML) Consulting Services in the USA

United States Anti-Money Laundering (AML) Consultants

The landscape of financial compliance in the United States has grown increasingly complex. With regulators intensifying enforcement and businesses facing heightened scrutiny, anti-money laundering (AML) consulting services have become essential partners in ensuring organizations stay compliant while protecting themselves from financial crime risks.

From banks and fintechs to money service businesses (MSBs), casinos, and real estate firms, organizations across the U.S. rely on AML consultants to build compliance frameworks, conduct audits, and provide ongoing training. These consultancies not only mitigate risk but also enable businesses to operate with confidence in one of the most regulated financial markets in the world.

This article highlights standout AML consulting firms in the USA, featuring their unique approaches, key services, and the people behind them.

Methodology: How We Chose These USA-based AML Consulting Services

We built this curated list using a research-driven and client-centered approach, ensuring only trusted and verifiable consultancies are featured.

🔎 Research-driven: Every firm on this list demonstrates proven expertise through published case studies, training programs, regulatory frameworks, or public results.

📊 Client-reviewed: We prioritized agencies with strong reputations backed by verifiable client feedback and demonstrated ROI.

🌐 Location-based: Only firms founded in and actively operating across the United States are included here.

This is not a ranking, but a neutral showcase of trusted U.S.-based AML consultancies that stand out for their authenticity, transparency, and results.

🌟 US-Based Anti-Money Laundering Consultants - Provider Spotlights

AML COMPLIANCE CORPORATION

What they do:
AML Compliance Corporation provides comprehensive consulting services for banks, credit unions, MSBs, and fintechs, specializing in compliance program development, independent testing, and remediation. They offer tailored risk assessments and regulatory gap analysis.

Who they work with:
Primarily U.S.-based financial institutions, MSBs, and organizations seeking independent AML audits.

Operating model:
Focused on personalized engagements, combining regulatory expertise with practical solutions for compliance officers.

💡 Why they stand out:

• 📝 Specialized in custom AML program development aligned with FinCEN, OFAC, and FFIEC guidance.
  
  
• 📊 Provides independent testing services that meet federal requirements and withstand regulatory scrutiny.
  
  
• 🛠️ Known for hands-on remediation work, ensuring clients can fix identified compliance gaps quickly.

Tony Varona, Founder, President & CEO of AML Compliance Corporation

Tony Varona is a recognized expert in AML compliance with decades of experience guiding U.S. financial institutions. He has built a career helping MSBs and banks navigate regulatory change with clarity and precision. Tony’s leadership style emphasizes practical compliance over paperwork, focusing on results that regulators can trust. Known for his ability to simplify complex AML frameworks, he has supported numerous institutions in passing regulatory examinations. His expertise lies in bridging the gap between regulation and operational execution.

AML Consulting Solutions Inc.

What they do:
AML Consulting Solutions Inc. delivers tailored AML and BSA consulting services, focusing on audits, risk assessments, and compliance program enhancements. They also provide AML training for staff at different organizational levels.

Who they work with:
MSBs, fintechs, and banks seeking a mix of compliance advisory and training support.

Operating model:
Offers both fractional compliance officer support and project-based consulting.

💡 Why they stand out:

• 🎓 Offers tiered AML training programs adaptable to executives, compliance teams, and frontline staff.
  
  
• 🔍 Known for holistic risk assessments that uncover systemic issues beyond checklists.
  
  
• 🧭 Provides ongoing support as outsourced compliance officers, helping lean organizations stay compliant.

Carlos A., Founder of AML Consulting Solutions Inc.

Carlos A. is an AML and financial crime compliance professional with a proven track record of guiding organizations through evolving regulatory frameworks. His expertise spans advisory, training, and implementing effective compliance programs that strengthen defenses against financial crime risks.

The AML Training Academy and Advisory LLC

What they do:
This firm specializes in AML training and advisory services, offering customized courses, workshops, and compliance consulting for financial professionals.

Who they work with:
Banks, law enforcement agencies, regulators, and financial services professionals globally.

Operating model:
Education-first, blending consulting with structured training.

💡 Why they stand out:

• 📚 Offers certification-level AML training with real-world application.
  
  
• 🛡️ Trusted by law enforcement and regulators for high-level advisory.
  
  
• 🌐 Provides global training reach while grounded in U.S. regulations.

Kevin Sullivan, CAMS, Founder & President of The AML Training Academy and Advisory LLC

Kevin Sullivan is a CAMS-certified professional with extensive law enforcement and regulatory background. He spent years investigating financial crimes, bringing practical, investigative insight into his AML training. Kevin is known for bridging compliance and enforcement, ensuring his clients understand not only the rules but also the risks of noncompliance. His academy is widely regarded for making AML accessible, engaging, and practical.

AML Audit Services

What they do:
AML Audit Services delivers independent AML/BSA audit solutions, specializing in regulatory testing, training, and compliance consulting.

Who they work with:
Credit unions, community banks, MSBs, and fintechs across the U.S.

Operating model:
Focused on rigorous independent audits conducted by certified professionals.

💡 Why they stand out:

• 🔎 100% specialized in independent BSA/AML audits that meet examiner expectations.
  
  
• 🧑‍🏫 Provides board and executive training to strengthen compliance culture.
  
  
• 🏆 Led by a multi-certified AML professional with industry-wide recognition.

Laura H. Goldzung, Founder, President & CEO of AML Audit Services

Laura H. Goldzung, CAMS–Audit, CFE, CFCS, AMLCA, CPAML, CCRP, is a compliance veteran with over two decades of experience. Her consultancy is known for audit excellence providing the type of reports regulators rely on. Laura’s leadership style is defined by rigor, attention to detail, and professional integrity. She is recognized for her multi-certification expertise and her ability to build trust with clients and regulators alike.

Transvision Solutions

What they do:
Transvision Solutions provides specialized AML and risk management consulting, with a focus on transaction monitoring, sanctions screening, and compliance technology optimization. They help financial institutions streamline compliance processes through advanced analytics and automation.

Who they work with:
Fintechs, MSBs, and banks seeking technology-enabled compliance solutions.

Operating model:
A hybrid of consulting and tech-advisory, ensuring compliance frameworks align with modern digital systems.

💡 Why they stand out:

• 🤖 Expertise in compliance technology optimization, including transaction monitoring system calibration.
  
  
• 📈 Known for scalable frameworks designed for fast-growing fintechs and MSBs.
  
  
• 🛡️ Strong focus on sanctions compliance and OFAC requirements.

Manu Nagappa, Founder & CEO of Transvision Solutions

Manu Nagappa is a compliance leader with extensive experience in risk management, technology integration, and financial crime prevention. His professional background includes senior compliance roles where he oversaw AML technology implementations. Manu is known for his tech-forward compliance philosophy, ensuring financial institutions don’t just meet AML rules but also enhance efficiency. His leadership style combines innovation with practical compliance oversight, helping organizations navigate the complexities of digital transformation.

Bates Group

What they do:
Bates Group Compliance delivers AML, BSA, and financial crimes compliance consulting, specializing in litigation support, risk assessments, and independent reviews.

Who they work with:
Broker-dealers, investment advisers, banks, and fintechs.

Operating model:
A team-based consultancy combining legal, compliance, and forensic expertise.

💡 Why they stand out:

• ⚖️ Offers expert litigation support in AML-related cases.
  
  
• 🧩 Provides integrated compliance advisory spanning AML, fraud, and securities law.
  
  
• 🔍 Recognized for forensic investigations and remediation projects.

John Bates, Founder of Bates Group

John Bates founded Bates Group with a mission to provide high-level compliance, litigation, and forensic advisory services. With a background spanning law and financial services, John is recognized for his strategic compliance perspective and his ability to support both proactive compliance and reactive investigations. His leadership emphasizes precision, legal integration, and evidence-backed insights, making Bates Group a trusted partner in high-stakes financial crime and compliance matters.

Team Adhoc

What they do:
Team Adhoc offers AML and compliance consulting with a focus on agility, scalability, and rapid response solutions for businesses under regulatory scrutiny.

Who they work with:
Startups, fintechs, MSBs, and established financial institutions seeking nimble, responsive consulting support.

Operating model:
Flexible, on-demand compliance teams that scale with client needs.

💡 Why they stand out:

• ⏱️ Known for fast deployment of compliance expertise, ideal for urgent projects.
  
  
• 🔄 Provides fractional compliance officer support, making them cost-effective for smaller firms.
  
  
• 🌍 Multilingual and multicultural team, enabling cross-border compliance insights.

Nancy Nip Rouguine, Founder, President & CEO of Team Adhoc

Nancy Nip Rouguine is an AML and compliance expert with a diverse international background. Her career spans compliance consulting and leadership roles in both U.S. and global organizations. Nancy is known for her adaptive, collaborative leadership style, building agile teams that deliver compliance solutions under tight deadlines. She is respected for her hands-on approach and ability to simplify complex regulations, particularly for fast-growing fintechs and startups navigating AML requirements for the first time.

Heritage Risk & AML Services

What they do:
Heritage Risk & AML Services specializes in AML program development, risk assessments, and compliance training. They are known for a partnership-based approach, guiding clients through both regulatory expectations and internal compliance culture building.

Who they work with:
Credit unions, community banks, and financial service providers.

Operating model:
Partnership-driven consulting, emphasizing relationship-building and education.

💡 Why they stand out:

• 👥 Focused on building compliance culture, not just programs.
  
  
• 📑 Offers board and management-level advisory to strengthen top-down governance.
  
  
• 🛠️ Tailors AML programs to the unique operational realities of smaller financial institutions.

Chris Gunias, Founder, Principal & Head of Compliance of Heritage Risk & AML Services

Chris Gunias is a seasoned compliance professional who founded Heritage Risk & AML Services to help organizations integrate AML frameworks into their long-term growth strategies. He has worked extensively with financial institutions, building AML programs that reflect both regulatory rigor and operational practicality. Chris is known for his educator’s mindset, ensuring boards and executives understand the “why” behind AML obligations. His leadership style emphasizes sustainability and partnership, ensuring compliance frameworks endure regulatory change.

NFC Worldwide Solutions, LLC.

What they do:
NFC Worldwide Solutions provides global AML compliance services, including independent audits, remediation, and training for MSBs, banks, and payment processors.

Who they work with:
MSBs, global payment networks, and fintechs.

Operating model:
Globally focused, with the U.S.-based leadership ensuring regulatory alignment across jurisdictions.

💡 Why they stand out:

• 🌐 Provides cross-border AML compliance expertise, critical for global financial players.
  
  
• 🧾 Offers comprehensive independent audit reports that satisfy regulators worldwide.
  
  
• 🎯 Known for remediation and turnaround services for businesses under enforcement action.

Galen Clements, Co-Founder, Owner & President of  NFC Worldwide Solutions, LLC.

Galen Clements is a compliance and investigations veteran with extensive experience in financial crime risk management across global markets. He has guided multinational corporations through complex regulatory environments, helping them strengthen resilience against financial misconduct.

Jim Vaules, Co-Founder & CEO of  NFC Worldwide Solutions, LLC.

Jim Vaules specializes in anti-money laundering, fraud prevention, and corporate governance, with a career spanning leadership roles in compliance strategy. He is recognized for his ability to integrate practical compliance solutions with regulatory requirements, ensuring organizations remain both secure and trusted.

MSB Compliance, Inc.

What they do:
MSB Compliance, Inc. delivers comprehensive compliance services to money service businesses, specializing in regulatory registration, AML/BSA program development, and independent reviews.

Who they work with:
MSBs, payment processors, and fintech companies.

Operating model:
A niche focus on MSBs, combining compliance consulting with registration assistance.

💡 Why they stand out:

• 🏦 Specialists in money service business compliance, a complex regulatory niche.
  
  
• 🛡️ Provides regulatory registration support for MSBs.
  
  
• 🧾 Highly regarded for detailed compliance program documentation and independent reviews.

Jay Postma, CAMS, CFCS, Founder, MSB Compliance, Inc.

Jay Postma is a compliance consultant with deep expertise in MSB regulation. As the founder of MSB Compliance, Inc., he has dedicated his career to supporting money transmitters and payment companies, a sector often overlooked by traditional compliance consultancies. Jay is known for his comprehensive documentation and pragmatic guidance, ensuring clients meet every requirement of AML/BSA compliance. His leadership is marked by meticulous detail and unwavering regulatory knowledge.

Safeguarding Financial Stability and Building Trust: AML Consulting Services in the USA

Anti-Money Laundering (AML) consulting services in the USA have become indispensable for financial institutions, fintechs, and money service businesses navigating heightened regulatory expectations. These services provide risk assessments, program development, audits, training, and technology optimization to ensure compliance with FinCEN, OFAC, and BSA/AML standards. These firms stand out by combining regulatory rigor with practical execution, offering fractional compliance support, independent testing, and specialized AML frameworks tailored to client size and industry. Leaders in the field bring decades of expertise, often blending backgrounds in law enforcement, financial services, and compliance leadership to strengthen institutions against regulatory scrutiny. Their work underscores the relevance of AML consulting as both a safeguard for financial stability and a driver of trust in the U.S. financial system.

At Digital Reference, radical authenticity is more than an approach, it ensures that every insight is grounded in credibility and relevance. Embracing radical authenticity matters because it transforms compliance and consulting decisions into strategies trusted by both regulators and stakeholders.

Discover insights that shape stronger decision-making across industries. Explore more from Digital Reference:

• 🏛️ Legal Professionals: What Are They and What Do They Do?
• ⚖️ Legal Consultants & Compliance Experts: What Do They Do and Are They All Lawyers?
• 👍 Best Fractional General Counsel Services in the USA

Anti-Money Laundering consulting in the U.S. highlights how regulatory rigor and practical compliance safeguard the integrity of financial institutions. The growing demand for expertise in audits, training, remediation, and technology underscores the sector’s role in protecting against financial crime. For decision-makers looking to strengthen their perspective and lead with certainty, the trusted guide is found only at Digital Reference.