Best Insurance Consulting Services in Australia
Australia Insurance Consultants
In an industry where trust, experience, and adaptability are non-negotiable, the best insurance consulting services in Australia stand out because they deliver exactly that and more. At Digital Reference, we’re all about radical authenticity and transparency. That’s why we’ve put in the time to curate this list of standout outsourced, part-time, fractional, and virtual insurance consultants you can rely on.
Whether you’re a SaaS startup looking for tailored liability cover, a property developer needing claims advocacy, or a private equity-backed portfolio company needing risk advisory at scale, this list is your shortcut to Australia’s best.
Methodology: How We Selected These Providers
Our methodology is simple but rigorous:
📚 Research-driven: Each provider is selected based on real market impact, not marketing spin.
✅ Client-reviewed: We cross-checked client testimonials, online reviews, and case studies.
🌏 Location-based: Every firm here is genuinely Australian with a local presence, local market knowledge, and real local clients.
Now, let’s meet the specialists who make insurance consulting in Australia consultative.
🔦 Provider Spotlights
Insurance Consulting Australia Pty Ltd
🔗 Website: insuranceconsultingaus.com
What they do:
Insurance Consulting Australia Pty Ltd offers high-touch, strategic insurance advisory for mid-to-large businesses across construction, mining, and professional services. They specialize in outsourced risk management, policy structuring, and claims consulting.
Who they work with:
Industrial and resource-sector firms, engineering consultancies, and growth-phase Australian businesses want part-time or fractional insurance leadership.
Operating model:
Flexible outsourced model with virtual and on-site consulting. Known for embedding consultants inside client teams to upskill internal staff.
💡 Why they stand out:
- Proven frameworks for cost containment and risk transfer.
- Strong record in helping clients negotiate better premiums.
- Noted for thought leadership around sustainability risks in insurance.
Shyam Sankar, Founder, Insurance Consulting Australia Pty Ltd
🔗 LinkedIn: https://www.linkedin.com/in/shyamsankar1807/
Shyam Sankar brings over 20 years in underwriting and commercial insurance advisory. He’s known for a consultative, coach-like approach with clients, pushing for transparent policy terms. He’s published insights on LinkedIn about bridging gaps between brokers and boards.
Global Insurance Solutions Pty Ltd
🔗 Website: globalinsurancesolutions.com.au
What they do:
Global Insurance Solutions blends global placement power with local execution. They deliver risk consulting for complex, multi-jurisdictional clients, including cross-border liability and cyber risk.
Who they work with:
Export-focused manufacturers, large logistics operators, and tech companies with international operations.
Operating model:
Fractional risk officers and project-based consulting teams with strong reinsurance connections.
💡 Why they stand out:
- Known for negotiating cross-border placements that save millions.
- Deep bench of specialists in cyber insurance frameworks.
- Agile fractional model for scale-ups expanding offshore.
Yuvi Singh, CEO, Global Insurance Solutions Pty Ltd
🔗 LinkedIn: https://www.linkedin.com/in/yuvi-singh/
Yuvi Singh is a former Big 4 broker with a reputation for tackling hard-to-place risks. His leadership style is quietly ambitious; he focuses on long-term partnerships over quick deals. He shares global insurance insights and emerging risk trends.
Inscon
🔗 Website: https://inscon.com.au
What they do:
Inscon Pty Ltd delivers independent insurance consulting, specializing in program audits, tender management, and outsourced evaluations. They operate strictly as a fee-only advisory, ensuring clients receive unbiased recommendations free from carrier or brokerage influence.
Who they work with:
Private companies, not-for-profits, and public-sector organizations are seeking clarity and cost-efficiency in their insurance programs.
Operating model:
Project-based engagements with deep analysis of existing policies, market benchmarking, and strategic recommendations to optimize coverage and control costs.
💡 Why they stand out:
- Conflict-free, carrier-independent advisory
- Data-driven evaluations with measurable cost savings
- Expertise across diverse sectors, including government and industrial clients
Wayne Bramley, Co-Founder, Inscon
🔗 LinkedIn: https://www.linkedin.com/in/wayne-bramley-0b499633
Wayne Bramley co-founded Inscon with the mission to deliver unbiased, research-backed insurance consulting. With decades of experience in risk management and insurance program design, he is recognized for his analytical rigor and client-first approach. Bramley is known for uncovering hidden inefficiencies in policies and driving measurable improvements in coverage structures.
Business Insurance Consulting
🔗 Website: businessinsuranceconsulting.com.au
What they do:
This firm delivers custom risk advice and outsourced insurance management for SMEs and mid-market corporates. They’re best known for tackling tricky claims and auditing underperforming cover.
Who they work with:
Hospitality, construction, and professional services firms want an insurance health check or a fractional insurance officer.
Operating model:
On-demand, project-based, plus retainer models for recurring risk strategy.
💡 Why they stand out:
- Clear process for premium audits that recover lost value.
- Advocacy for clients when claims go sideways.
- Specialized knowledge of mid-tier enterprise risk
Craig Graham, Founder, Business Insurance Consulting
🔗 LinkedIn: https://www.linkedin.com/in/craig-graham-b1012738/
Craig Graham built his reputation as a “claims fixer”; he's the first call for businesses frustrated by insurer red tape. He’s especially respected by trade businesses that want an advisor who knows the realities of working with tools and running crews. He shares candid tips about underused policy clauses and risk transfer trends.
Resilient Risk Consulting
🔗 Website: https://www.resilientriskconsulting.com/
What they do:
Resilient Risk Consulting specializes in insurance program benchmarking, captive feasibility analysis, and risk retention planning. They deliver strategic insights for organizations seeking to enhance resilience and reduce insurance costs.
Who they work with:
Mid-market businesses, PE-backed firms, and transaction teams handling M&A or restructuring, where insurance efficiency is critical.
Operating model:
Boutique, independent advisory leveraging decades of experience to deliver actionable intelligence and strategic recommendations.
💡 Why they stand out:
- Established track record since 1978 with a focus on resilience and cost reduction
- Expertise in high-stakes transactions and complex risk structures
- Quantitative approach that delivers real ROI on insurance spend
Matt Armstrong, Managing Director, Resilient Risk Consulting
🔗 LinkedIn: https://www.linkedin.com/in/resilientriskconsulting/
Matt Armstrong leads Resilient Risk Consulting with a hands-on approach to strategic risk management. His expertise spans risk financing, program optimization, and transaction support. Known for his clear communication and pragmatic solutions, Armstrong consistently helps clients navigate complex insurance decisions with confidence.
Aushine Insurance
🔗 Website: aushineinsurance.com.au
What they do:
Aushine Insurance focuses on bilingual risk consulting for Asian-Australian businesses, especially in retail, food service, and import/export.
Who they work with:
Small-to-medium Asian-Australian businesses want a trusted bilingual advisor.
Operating model:
Localized, culturally-aware consulting with community-based service.
💡 Why they stand out:
- Specialization in Mandarin-speaking business communities.
- Trusted by first-time business owners.
- Proactive education around policy pitfalls.
Fei Li, Founder, Aushine Insurance
🔗 LinkedIn: https://www.linkedin.com/in/fei-li-208370153/
Fei Li’s background bridges corporate insurance and community outreach. He’s a familiar face in local chambers of commerce. Clients appreciate Fei’s involvement, especially when guiding them through difficult claims processes. Fei advocates for fair treatment of immigrant-run businesses.
LimeBox Consulting
🔗 Website: limebox.com.au
What they do:
LimeBox Consulting is all about unlocking value in neglected insurance portfolios. They handle insurance broking reviews, placement strategy, and risk transfer negotiations.
Who they work with:
PE-backed companies, family-run mid-market firms, and corporate boards.
Operating model:
Fractional, project-based, with a focus on cost transparency.
💡 Why they stand out:
- Famous for ruthless premium negotiations.
- Uses clear frameworks to benchmark coverage.
- Hands-on board advisory for insurance governance.
Rod Fitzgerald, Director, LimeBox Consulting
🔗 LinkedIn: https://www.linkedin.com/in/rodfitzy/
Rod Fitzgerald is a dealmaker at heart. He’s respected for clear, honest advice; founders say Rod tells you what you need to hear, not what you want to hear, which saves time and money when placing cyber cover. He’s candid about broker conflicts and how to fix them.
InsureSmart Consultancy
🔗 Website: insuresmart.com.au
What they do:
InsureSmart combines claims advocacy with general insurance advice. They’re known for helping small business owners get paid without the jargon.
Who they work with:
Tradies, cafes, sole traders, the backbone of Aussie small business.
Operating model:
Low-overhead virtual service, same-day advice calls.
💡 Why they stand out:
- Hyper-responsive service for small operators.
- Rapid claims support.
- Highly rated for customer trust.
Jolene Son, Founder, InsureSmart Consultancy
🔗 LinkedIn: https://www.linkedin.com/in/jolene-son-b51369b7/
Jolene Son is a people-first insurance advocate. Her background includes claims handling, brokerage, and small business mentoring. She shares real-life lessons on keeping insurance accessible and stress-free. She’s praised for cutting through fear tactics, clients say Jolene gives them calm confidence
Optimum Insurance Services
🔗 Website: optimuminsurance.com.au
What they do:
Optimum Insurance Services offers fractional risk officer services for complex corporate and commercial portfolios. They shine in reinsurance placement and large-scale policy structuring.
Who they work with:
Top-tier corporates, transport and logistics operators, and listed entities.
Operating model:
Fractional and virtual placement leadership.
💡 Why they stand out:
- Specialized reinsurance capabilities.
- Trusted advisor status with big corporations.
- Known for turning legacy policies into leaner cover.
Amanda Smith, Founder, Optimum Insurance Services
🔗 LinkedIn: https://www.linkedin.com/in/optimuminsurance/
Amanda’s background is reinsurance-heavy; she brings a sharp eye for detail in complex portfolios. She has a deep background in underwriting and consulting for professional firms. She always showcases her passion for compliance-driven advisory.
Claims Consulting Group
🔗 Website: claimsconsultinggroup.com.au
What they do:
Claims Consulting Group is laser-focused on major and complex claims management. Think disasters, major industrial incidents, and large property losses.
Who they work with:
Large corporations, strata managers, and government agencies.
Operating model:
Outsourced claims specialists, often embedded into crisis teams.
💡 Why they stand out:
- Known for speed during high-stakes claims.
- Proven track record of recovering millions in disputed payouts.
- Deep understanding of strata and property law.
Nick Kerr, Founder, Claims Consulting Group
🔗 LinkedIn: https://www.linkedin.com/in/nick-kerr/
Nick Kerr is an insurance veteran with an unmatched portfolio in complex claims. He shows real-world wins from multi-million-dollar property fires to industrial machinery claims. His approach is simple: clients deserve what they’re owed, fast. If you’re mid-claim and feeling outgunned, Nick is the guy you want. He's a calm hand in a crisis.
Ready to Find the Right Partner?
Choosing an insurance consultant shouldn’t feel opaque. Every firm on this list stands out for its service-specific strengths, people-first culture, and transparent way of working. If radical authenticity and practical results matter to you, this list is your starting point.
At Digital Reference, we keep our lists honest, no hidden fees, no hidden rankings, just the best in the business, selected for real impact. Ready to protect your future? Reach out to any of these consultants, or talk to us for more curated connections.
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