Best Bookkeepers for Hire in San Francisco

Top Bookkeeping Services in San Francisco

San Francisco thrives on innovation, precision, and momentum. From tech startups in SoMa and the Financial District to creative agencies in the Mission and local small businesses across the Bay Area, organizations here operate in a fast‑paced financial environment. With regulatory shifts, complex compliance requirements, and rapid growth cycles, accurate bookkeeping isn’t just helpful—it’s essential for sustainable business success. Whether a business is scaling rapidly or managing tight margins, having a trusted bookkeeper ensures clarity, compliance, and confidence in every financial decision.

Bookkeeping professionals in the San Francisco area do much more than track debits and credits; they help business owners understand cash flow trends, prepare for tax obligations, comply with local and state financial requirements, and make data‑driven strategic decisions. From Financial District firms to boutique consultancies, these experts bring a mix of technical skill and practical experience to support every stage of business growth. At Digital Reference, we connect businesses with bookkeeping professionals who combine deep technical expertise with hands-on client support, ensuring every financial system is clear, accurate, and tailored to your needs. This curated list represents the top bookkeeping talent in San Francisco—each offering unique methodologies, deep experience, and personalized service designed for the city’s diverse business landscape.

‍

🚀 Our Methodology - Curating This List of Top San Francisco DC Bookkeepers

At Digital Reference, our curated lists are built on rigorous research and evaluation, not paid placements or superficial rankings. Every San Francisco–area bookkeeping professional featured here was selected through a multi‑step evaluation process:

• Professional Verification: We review LinkedIn profiles, firm websites, certifications, and professional histories to confirm credibility.
• Experience Assessment: We analyze years of hands‑on bookkeeping experience, client focus, and areas of industry specialization.
• Service Evaluation: We examine how each consultant structures processes, uses modern tools, and delivers clarity for clients’ decision‑making needs.
• Values Alignment: We prioritize professionals who embody authenticity, transparency, and measurable results, consistent with Digital Reference’s core principles.

This multidisciplinary process ensures each professional listed is not only skilled but also a trusted long‑term financial partner for San Francisco businesses.

‍

🌟 Meet the Top Bookkeepers in San Francisco

🔴 Nikole Mackenzie

CEO & Founder at Momentum Accounting

Nikole Mackenzie leads Momentum Accounting, a boutique firm that takes a human‑centered and technology‑forward approach to bookkeeping and advisory services. Before founding Momentum, Nikole gained deep experience as a CPA and finance leader, helping businesses revitalize outdated accounting systems and implement scalable financial processes. Her firm integrates cloud‑based bookkeeping, CFO‑level insights, and personalized client engagement to support small and mid‑sized companies through rapid growth.

📊 Startup & Scale‑Stage Focus: Designs bookkeeping systems that support venture‑backed and high‑growth companies
🛠 Tech‑Forward Tools: Leverages modern cloud accounting and real‑time dashboards
💬 Client‑First Service: Combines financial clarity with approachable communication

Nikole’s strategy goes beyond basic bookkeeping—she builds financial systems that help clients grow confidently and sustainably.

‍

🔴 Luisa Alberto

CEO & Founder at People First Finance

Luisa Alberto founded People First Finance with the mission of simplifying bookkeeping and financial management for small businesses and service‑oriented companies in the Bay Area. Her approach emphasizes clear communication and client collaboration, helping business owners build systems that fit their business workflows and decision‑making needs.

📊 Client‑Focused Bookkeeping: Designs processes that are easy to understand and implement
🗂️ Operational Clarity: Helps clients navigate cash flow, expense tracking, and reporting with confidence
💡 Actionable Guidance: Provides insights that inform strategic business decisions

Luisa’s work centers around building trust and ensuring her clients truly understand their financial picture.

‍

🔴 Dawn Hatch

Founding Partner at MATAX

Dawn Hatch is a Founding Partner at MATAX, where she combines traditional bookkeeping techniques with modern technology to support businesses of all sizes. Her philosophy centers on systems that simplify bookkeeping and empower business owners with accurate, real‑time financial information.

🔧 Tool Integration: Implements real‑time financial tracking solutions
🗂️ Custom Processes: Builds systems tailored to client needs
📊 Growth Support: Helps businesses scale with clarity and control

Dawn’s focus on both accuracy and technology makes her a valuable resource for businesses that rely on clean, current books.

‍

🔴 Bethany Swartwood

CEO & Founder at Taxsavings.biz

Bethany Swartwood is the founder of Taxsavings.biz, a firm that blends bookkeeping with tax planning to help businesses stay compliant while maximizing efficiency. Her team ensures records are clean, reconciled, and aligned with strategic tax objectives.

📊 Tax‑Aligned Bookkeeping: Structures bookkeeping processes with tax planning in mind
🧾 Detailed Reporting: Provides cash flow and expense insights
💡 Client Education: Helps owners interpret financial information for better decisions

Bethany’s integration of bookkeeping and tax awareness ensures clients are better prepared for compliance and growth.

‍

🔴 Stephen Rye Switzer

CEO at Rye Financial Services, LLC

Stephen Rye Switzer leads Rye Financial Services, a firm focused on delivering tailored bookkeeping and financial advisory for a variety of business types. His work emphasizes clarity, operational efficiency, and long‑term planning.

📊 Tailored Systems: Designs bookkeeping frameworks that fit each unique business
🧾 Comprehensive Reports: Offers detailed views of revenue, expenses, and financial health
💡 Strategic Insight: Helps clients align their books with business goals

Stephen’s customized approach helps clients gain meaningful financial clarity.

‍

🔴 Ying McKee, CPA

Owner at Virtual CPA for You

Ying McKee brings decades of accounting and bookkeeping experience to Virtual CPA for You, where she offers virtual bookkeeping services with CPA‑level professionalism. Ying’s work emphasizes accuracy, compliance, and actionable reporting for businesses of all sizes.

📊 Virtual Expertise: Provides remote bookkeeping solutions ideal for tech‑savvy businesses
🧾 Compliance Focus: Ensures record accuracy and adherence to tax requirements
💡 Data‑Driven Insights: Supports strategic business planning

Ying’s virtual model makes high‑quality bookkeeping accessible, blending professional rigor with flexible delivery.

‍

🔴 Ana Guanzon

Managing Partner at Huayra Inc.

Ana Guanzon is a Managing Partner at Huayra Inc., where she supports businesses with bookkeeping, financial planning, and operational integration. Her work centers on creating systems that provide accurate insights into financial performance and help clients make informed decisions.

📊 Operational Clarity: Designs bookkeeping processes that align with business workflows
🧾 Reliable Recording: Ensures thorough tracking of financial data
💡 Actionable Reporting: Translates numbers into business intelligence

Ana’s blend of bookkeeping and financial support strengthens strategic planning.

‍

🔴 Yukhong Lum

Founding Partner at Citadel Partners LLC

Yukhong Lum co‑founded Citadel Partners LLC, offering strategic bookkeeping and consulting services that help businesses maintain organized financial records and make smarter financial decisions.

📊 Insightful Reporting: Provides accuracy for planning and compliance
🗂️ Customized Solutions: Adjusts processes to fit client models
💡 Efficiency Focus: Streamlines operations for clarity and long‑term success

Yukhong’s strategic perspective helps clients see beyond the ledger to their larger financial goals.

‍

🔴 Giovanna Romaguera

Owner at Flow State Financials

Giovanna Romaguera leads Flow State Financials with a focus on personalized bookkeeping and financial guidance for small and medium‑sized businesses. She emphasizes clarity, process design, and client education.

📊 Custom Reporting: Creates reports that speak directly to business needs
🗂️ Operational Support: Maintains organized, accurate records
💡 Decision‑Ready Insights: Helps clients interpret financial data confidently

Giovanna’s focus on communication and detail supports effective business decision‑making.

‍

🔴 Margaret K. Rhee

Principal Owner at MKR Advisory LLC

Margaret Rhee runs MKR Advisory LLC, offering bookkeeping and advisory services built around accuracy and compliance. Her work helps business owners understand their financial performance and plan with confidence.

📊 Precision Bookkeeping: Ensures reliability in every record
🗂️ Operational Efficiency: Creates systems that streamline reporting
💡 Client Education: Helps leaders understand key financial metrics

Margaret’s careful and structured approach builds confidence for her clients.

‍

🔴 Rachel Friedland, CPA

Owner at Friedland + Associates

Rachel Friedland is a CPA and owner of Friedland + Associates, where she provides bookkeeping with an emphasis on compliance, accuracy, and strategic insight.

📊 CPA‑Led Expertise: Brings compliance and precision together
🗂️ Actionable Reporting: Translates financials into strategic ideas
💡 Hands‑On Guidance: Partners with clients to drive clarity

Rachel’s dual focus on accuracy and insight delivers meaningful value to businesses.

‍

🔴 Thomas Lowden, CPA

Founder at Lowden Financial

Thomas Lowden leads Lowden Financial, offering full bookkeeping services along with advisory support focused on growth strategies and financial clarity.

📊 Full‑Service Support: Manages daily operations and long‑term forecasts
🗂️ Compliance Prepared: Keeps books aligned with regulatory needs
💡 Growth Support: Translates financial data into strategic plans

Thomas provides bookkeeping that serves both todays’ needs and tomorrow’s opportunities.

‍

Final Thoughts: Choosing the Right Bay Area Bookkeeper for Your Needs

San Francisco businesses thrive when they partner with bookkeepers who combine technical skill, strategic insight, and client‑focused service. The professionals featured above reflect the city’s dynamic and innovative ecosystem—they’re disciplined, adaptable, and committed to actionable results.

👇 Continue exploring Digital Reference resources:

• Best Accountants for Hire in San Francisco
• Best Wealth Advisors in San Francisco
• Best Bookkeeping Services in the USA

Digital Reference exists to make these connections seamless. By curating verified professionals and highlighting their authentic accomplishments, we help organizations find partners they can trust. Explore our methodology, talent insights, and verification tools to discover why Digital Reference is the platform for credible professional connections.