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Best Fractional CFOs in Charlotte
Charlotte Fractional CFO Services
Charlotte’s energy is tangible—from its banking towers downtown to the creative buzz in South End, this metro area (Charlotte–Concord–Gastonia, NC–SC) thrives on smart financial leadership. Fractional CFOs, in particular, are quietly charting this growth: bringing strategic clarity to startups, injecting agility into scaling businesses, and helping institutions lean into data-driven decisions without committing to a full-time hire.
That’s where Digital Reference comes in. We love shining a light on professionals who not only deliver results, but do so with radical transparency and authenticity—values at our core.
Our Methodology - Finding These Queen City Fractional CFOs
We built our curated list with intensive research and thoughtful evaluation, focusing on Fractional CFOs based in the greater Charlotte area. Here’s how we did it:
- LinkedIn & website deep-dives: We assessed each consultant’s background, achievements, industry focus, and strategic approach.
- Local resonance: Does their work reflect the unique Charlotte market—from manufacturing to SaaS to banking adjacent industries?
- Authenticity in practice: Do they embody Digital Reference’s ethos—verified results, transparent interactions, trust?
- Balanced mix: Including solo practitioners, freelancers, and those operating within firms for broader perspective.
🌟 Meet the Fractional CFOs of Charlotte
♦️ Don Minges
Principal at Numbers Guy CFO, LLC
Don Minges, MBA (Fuqua School of Business at Duke—highest honors), brings over 25 years of leadership in management and finance, including venture capital, M&A, turnarounds, and economic forecasting.
He’s known for transforming underperforming companies into growth engines—leading an equity investment that generated over $400 million in profit.
Why he stands out:
- Strategic foresight: From forecasting to profit enhancement, his toolbox is wide.
- Highly credible pedigree, with Duke’s Fuqua honors.
- Board-level savvy, giving entrepreneurs budget-savvy and governance support.
✨ Unique positioning: Don is more than a numbers pro—he’s a strategic partner who can take an emerging business from fragile finances to strong footing.
♦️ Carlos E. Acedo
Founder & Fractional CFO at Valeris Consulting LLC
Carlos Acedo leads Valeris Consulting, where he brings 15 years of deep finance experience, focusing on helping growing, evolving businesses build strong financial foundations.
In June 2024, he was named VP of Finance at Legacy Corporate Lending, leveraging his asset-based lending expertise from prior roles at Wells Fargo, Raymond James, Citi, and White Oak Commercial Finance.
Why he stands out:
- ABL and FP&A mastery, ideal for firms that need funding strategy or anticipate rapid growth.
- Institutional insight from leadership roles in both banking and consulting.
✨ Unique positioning: Carlos marries strategic consulting with lending sophistication—great for firms balancing capital access and financial structuring.
♦️ Miranda Whitley, CPA
Co-Owner & Lead Fractional CFO at Every Last Cent
As Co-Owner and Lead Fractional CFO at Every Last Cent, Miranda Whitley specializes in cash-flow optimization, long-term planning, and tax strategy, alongside workflow and compliance excellence.
She also offers speaking engagements—topics like “Where Did the Money Go?”, “Profit Blueprint: 5 Numbers Every Owner Must Know,” and shifting businesses from reactive to proactive financial management.
Why she stands out:
- Perfect for small businesses and solopreneurs needing clear, practical financial guidance.
- Human-focused, with empathy and clarity baked into her services.
✨ Unique positioning: Miranda brings finance back to human scale—strategic but deeply intuitive and conversational.
♦️ Todd Serulneck
Managing Director and Fractional CFO at Lancaster & Hall, LLC
Todd is Managing Director and CFO at Lancaster & Hall, providing cash flow projection, budget development, and capital raise readiness services via a white-glove fractional CFO model.
With a Culture → Strategy → Execution philosophy, he partners with small and medium business owners to tackle financial headaches with integrity as a non-negotiable.
Todd holds an MBA in Finance & Entrepreneurship from Columbia Business School, and a BA in Neuroscience from Brandeis. He also serves nonprofit and veteran-focused organizations like Service First Foundation.
Why he stands out:
- Structured process for financial clarity and capital readiness.
- High-touch approach (white-glove) for even complex businesses.
✨ Unique positioning: Todd brings a cerebral, values-based approach—ideal for teams that value both discipline and purpose.
♦️ Cassmer Ward
Consulting Partner and Fractional CFO at Nexagy
Cassmer Ward is a Consulting Partner at Nexagy®, serving as a Financial Strategist, Educator, and Author with 20+ years in finance. He’s also a lecturer at Queens University and authored How Much Does It Cost to Make a Donut?.
In May 2025, he was named one of the Charlotte Business Journal’s Most Admired CEOs—a testament to his leadership, integrity, and impact.
Why he stands out:
- Competency across business stages—from startups to scaling.
- Educator and author, showing thought leadership and community influence.
✨ Unique positioning: Cassmer blends financial strategy with public-facing leadership—great for businesses that value mentorship as much as metrics.
Bringing It All Together - The Growing Momentum of Charlotte-based Fractional CFOs
In the Charlotte market, these professionals uniquely embody the DNA of Digital Reference—they show up with verified expertise, transparent communication, and authentic leadership:
- Don Minges builds profitability and governance.
- Carlos Acedo offers financial structuring with technical lending know-how.
- Miranda Whitley shepherds small businesses with clarity and warmth.
- Todd Serulneck delivers polished, values-driven financial operations.
- Cassmer Ward educates and advises with both gravitas and community trust.
Wrapping Up - Fractional CFO Services in North Carolina's Research Triangle
Charlotte’s financial landscape is richer thanks to these fractional CFO consultants—innovators who bring clarity, strategy, and genuine care to every client.
At Digital Reference, we are proud to spotlight the professionals who align with our mission: helping Fractional CFOs—and professionals of all kinds—own their narrative, amplify their impact, and build trust through authenticity.
Looking for deeper insights on fractional executive leadership and strategy? Dive into our guide:
- Find Fractional CFOs Near You
- Finance Executives & What They Do
- Fractional CFO Agencies in the USA
- Wealth Management Consulting Services in the USA
- Audit & Compliance Consulting Services in the USA
- Best Fractional CFOs in Boston
Here’s to Charlotte’s financial future—and to the professionals who are shaping it.
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